10595
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$2,210$2,210
1 BR$2,320$2,320
2 BR$2,540$2,540
3 BR$3,180$3,180
4 BR$3,460$3,460
5 BR$3,979
6 BR$4,576
7 BR$5,262
8 BR$6,052

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.87ratio
FMR$2,210
Market$2,540
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.87
1 BR
1 BR
0.86ratio
FMR$2,320
Market$2,690
vs market-$370

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.86
2 BR
2 BR
0.68ratio
FMR$2,540
Market$3,720
vs market-$1,180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.68
3 BR
3 BR
0.67ratio
FMR$3,180
Market$4,720
vs market-$1,540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
4 BR
4 BR
0.57ratio
FMR$3,460
Market$6,080
vs market-$2,620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.57
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$315,526
Rent
$2,540
Down payment
$63,105
Loan
$252,421
Mortgage
$1,595
Expenses
$745
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10595 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.