10709
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$2,720$1,940
1 BR$2,860$2,690
2 BR$3,130$3,130
3 BR$3,920$3,920
4 BR$4,260$4,260
5 BR$4,899
6 BR$5,634
7 BR$6,479
8 BR$7,451

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.40ratio
FMR$2,720
Market$1,940
vs market+$780

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.40
1 BR
1 BR
1.06ratio
FMR$2,860
Market$2,690
vs market+$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
2 BR
2 BR
0.82ratio
FMR$3,130
Market$3,830
vs market-$700

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
3 BR
3 BR
0.63ratio
FMR$3,920
Market$6,260
vs market-$2,340

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.63
4 BR
4 BR
0.69ratio
FMR$4,260
Market$6,160
vs market-$1,900

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.69
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$403,200
Rent
$3,130
Down payment
$80,640
Loan
$322,560
Mortgage
$2,039
Expenses
$891
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10709 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.