10510
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$3,140$2,500
1 BR$3,290$2,730
2 BR$3,610$3,610
3 BR$4,520$4,520
4 BR$4,910$4,910
5 BR$5,647
6 BR$6,493
7 BR$7,467
8 BR$8,588

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.26ratio
FMR$3,140
Market$2,500
vs market+$640

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.26
1 BR
1 BR
1.21ratio
FMR$3,290
Market$2,730
vs market+$560

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
2 BR
2 BR
0.94ratio
FMR$3,610
Market$3,830
vs market-$220

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
3 BR
3 BR
0.96ratio
FMR$4,520
Market$4,710
vs market-$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.96
4 BR
4 BR
0.79ratio
FMR$4,910
Market$6,210
vs market-$1,300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.79
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$474,528
Rent
$3,610
Down payment
$94,906
Loan
$379,622
Mortgage
$2,399
Expenses
$1,011
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10510 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.