10549
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$2,480$2,480
1 BR$2,600$2,600
2 BR$2,850$2,850
3 BR$3,570$3,570
4 BR$3,880$3,880
5 BR$4,462
6 BR$5,131
7 BR$5,901
8 BR$6,786

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.94ratio
FMR$2,480
Market$2,650
vs market-$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
1 BR
1 BR
0.84ratio
FMR$2,600
Market$3,110
vs market-$510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.84
2 BR
2 BR
0.67ratio
FMR$2,850
Market$4,240
vs market-$1,390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
3 BR
3 BR
0.61ratio
FMR$3,570
Market$5,880
vs market-$2,310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.61
4 BR
4 BR
0.47ratio
FMR$3,880
Market$8,260
vs market-$4,380

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.47
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$361,592
Rent
$2,850
Down payment
$72,318
Loan
$289,274
Mortgage
$1,828
Expenses
$822
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10549 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.