10606
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$3,280$2,380
1 BR$3,440$2,660
2 BR$3,770$3,770
3 BR$4,720$4,720
4 BR$5,130$5,130
5 BR$5,899
6 BR$6,784
7 BR$7,802
8 BR$8,972

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.38ratio
FMR$3,280
Market$2,380
vs market+$900

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.38
1 BR
1 BR
1.29ratio
FMR$3,440
Market$2,660
vs market+$780

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.29
2 BR
2 BR
0.99ratio
FMR$3,770
Market$3,790
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
3 BR
3 BR
0.90ratio
FMR$4,720
Market$5,260
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.90
4 BR
4 BR
0.80ratio
FMR$5,130
Market$6,410
vs market-$1,280

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.80
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$498,304
Rent
$3,770
Down payment
$99,661
Loan
$398,643
Mortgage
$2,520
Expenses
$1,050
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10606 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.