10710
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$2,420$1,980
1 BR$2,550$2,540
2 BR$2,790$3,070
3 BR$3,490$3,840
4 BR$3,800$4,180
5 BR$4,370
6 BR$5,025
7 BR$5,779
8 BR$6,646

Purchase Price Calculator

Maximum purchase price
$394,284

Cost breakdown

+Likely effective rent$3,070
HUD FMR$2,790
Market rent$4,140
Est. payment standard (110%)Used$3,070
Estimated payment standard is $3,070 (110% of FMR).
-Principal and interest-$1,994
Loan amount$315,427
Down payment$78,857
Rate6.50%
Term30 years
-Operating costs-$876
Property taxes-$394
Insurance-$175
Utilities$0
HOA$0
Management-$307
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,818(61.9% ROI)
Projected value
$424,601
Current value$394,284
Return breakdown
Property appreciation+$30,317
Loan principal paid down+$11,301
Rental cash flow+$7,200
5-year hold
+$83,965(106.5% ROI)
Projected value
$446,096
Current value$394,284
Return breakdown
Property appreciation+$51,812
Loan principal paid down+$20,153
Rental cash flow+$12,000
10-year hold
+$182,453(231.4% ROI)
Projected value
$504,717
Current value$394,284
Return breakdown
Property appreciation+$110,433
Loan principal paid down+$48,020
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.22ratio
FMR$2,420
Market$1,980
vs market+$440

FMR is above market; underwrite to market rent.

90% standard$2,178 / 1.10 ratio110% standard$2,662 / 1.34 ratio
1.22
1 BR
1 BR
1.00ratio
FMR$2,550
Market$2,540
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$2,295 / 0.90 ratio110% standard$2,805 / 1.10 ratio
1.00
2 BR
2 BR
0.67ratio
FMR$2,790
Market$4,140
vs market-$1,350

FMR is below market; voucher rent may lag private rents.

90% standard$2,511 / 0.61 ratio110% standard$3,069 / 0.74 ratio
0.67
3 BR
3 BR
0.75ratio
FMR$3,490
Market$4,640
vs market-$1,150

FMR is below market; voucher rent may lag private rents.

90% standard$3,141 / 0.68 ratio110% standard$3,839 / 0.83 ratio
0.75
4 BR
4 BR
0.61ratio
FMR$3,800
Market$6,270
vs market-$2,470

FMR is below market; voucher rent may lag private rents.

90% standard$3,420 / 0.55 ratio110% standard$4,180 / 0.67 ratio
0.61
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10710 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10710 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10710 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,790 and the 4 bedroom fair market rent is $3,800.

Use this page for searches like 10710 FMR, 10710 fair market rent, and 10710 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10710
Bedroom sizeHUD FMR
Studio$2,420
1 bedroom$2,550
2 bedroom$2,790
3 bedroom$3,490
4 bedroom$3,800