10507
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$2,560$2,570
1 BR$2,690$2,810
2 BR$2,950$3,250
3 BR$3,690$4,060
4 BR$4,010$4,410
5 BR$4,612
6 BR$5,303
7 BR$6,099
8 BR$7,014

Purchase Price Calculator

Maximum purchase price
$421,032

Cost breakdown

+Likely effective rent$3,250
HUD FMR$2,950
Market rent$3,890
Est. payment standard (110%)Used$3,250
Estimated payment standard is $3,250 (110% of FMR).
-Principal and interest-$2,129
Loan amount$336,826
Down payment$84,206
Rate6.50%
Term30 years
-Operating costs-$921
Property taxes-$421
Insurance-$175
Utilities$0
HOA$0
Management-$325
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$51,641(61.3% ROI)
Projected value
$453,406
Current value$421,032
Return breakdown
Property appreciation+$32,373
Loan principal paid down+$12,068
Rental cash flow+$7,200
5-year hold
+$88,847(105.5% ROI)
Projected value
$476,359
Current value$421,032
Return breakdown
Property appreciation+$55,327
Loan principal paid down+$21,520
Rental cash flow+$12,000
10-year hold
+$193,203(229.4% ROI)
Projected value
$538,957
Current value$421,032
Return breakdown
Property appreciation+$117,925
Loan principal paid down+$51,278
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.99ratio
FMR$2,560
Market$2,580
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$2,304 / 0.89 ratio110% standard$2,816 / 1.09 ratio
0.99
1 BR
1 BR
0.93ratio
FMR$2,690
Market$2,880
vs market-$190

FMR is near market; voucher and private rents are aligned.

90% standard$2,421 / 0.84 ratio110% standard$2,959 / 1.03 ratio
0.93
2 BR
2 BR
0.76ratio
FMR$2,950
Market$3,890
vs market-$940

FMR is below market; voucher rent may lag private rents.

90% standard$2,655 / 0.68 ratio110% standard$3,245 / 0.83 ratio
0.76
3 BR
3 BR
0.67ratio
FMR$3,690
Market$5,480
vs market-$1,790

FMR is below market; voucher rent may lag private rents.

90% standard$3,321 / 0.61 ratio110% standard$4,059 / 0.74 ratio
0.67
4 BR
4 BR
0.57ratio
FMR$4,010
Market$7,020
vs market-$3,010

FMR is below market; voucher rent may lag private rents.

90% standard$3,609 / 0.51 ratio110% standard$4,411 / 0.63 ratio
0.57
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10507 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10507 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10507 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,950 and the 4 bedroom fair market rent is $4,010.

Use this page for searches like 10507 FMR, 10507 fair market rent, and 10507 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10507
Bedroom sizeHUD FMR
Studio$2,560
1 bedroom$2,690
2 bedroom$2,950
3 bedroom$3,690
4 bedroom$4,010