Skip to main content
Loading page
Westchester County/Port Chester/10573

10573

ZIPSAFMR
Westchester County, NY
Zillow

ZIP Investment Score

76Below average

095130300
BRFMR
Eff. Rent
0 BR$2,790$2,170
1 BR$2,940$2,800
2 BR$3,200$3,520
3 BR$4,050$4,460
4 BR$4,440$4,880
5 BR$5,106Not available
6 BR$5,872Not available
7 BR$6,753Not available
8 BR$7,766Not available

Purchase Price Calculator

Maximum purchase price
$461,154

Cost breakdown

+Likely effective rent$3,520
HUD FMR$3,200
Market rent$3,900
Est. payment standard (110%)Used$3,520
-Principal and interest-$2,332
Loan amount$368,923
Down payment$92,231
Rate6.50%
Term30 years
-Operating costs-$988
Property taxes-$461
Insurance-$175
Utilities$0
HOA$0
Management-$352
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$55,876(60.6% ROI)
Projected value
$496,612
Return breakdown
Property appreciation+$35,458
Loan principal paid down+$13,218
Rental cash flow+$7,200
5-year hold
+$96,170(104.3% ROI)
Projected value
$521,754
Return breakdown
Property appreciation+$60,599
Loan principal paid down+$23,571
Rental cash flow+$12,000
10-year hold
+$209,327(227.0% ROI)
Projected value
$590,316
Return breakdown
Property appreciation+$129,162
Loan principal paid down+$56,164
Rental cash flow+$24,000

Public Housing Authority

Loading Public Housing Authority

Rolodex

Loading Rolodex

Market Alignment

Studio
1.29
1 BR
1.05
2 BR
0.82
3 BR
0.70
4 BR
0.62
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 10573 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 10573 (Port Chester, NY) is $3,200 a month. That is up 0.9% from $3,170 in FY 2026. Port Chester is in the New York, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,971. Among 86 ZIP codes in Westchester County, 10573 has the 47th-highest two-bedroom rent (county range $2,620–$4,460). The median county two-bedroom FMR in New York is $1,385, so ZIP 10573 is 131% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 10573
BedroomsFY 2027Change90–110% range
Studio$2,790+1.5%$2,511–$3,069
1BR$2,940+1.7%$2,646–$3,234
2BR$3,200+0.9%$2,880–$3,520
3BR$4,050+2.0%$3,645–$4,455
4BR$4,440+3.0%$3,996–$4,884

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 10573
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$2,790$2,940$3,200$4,050$4,440
FY 2026$2,750$2,890$3,170$3,970$4,310
FY 2025$2,700$2,820$3,120$3,890$4,190
FY 2024$1,790$2,110$2,560$3,140$3,410
FY 2023$1,330$1,550$1,880$2,330$2,580

Two-bedroom rent in nearby Westchester County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 10573
10560$3,500+9.4%
10562$3,330+4.1%
10566$3,050−4.7%
10567$3,110−2.8%
10570$3,030−5.3%
10573Current$3,200—
10576$4,010+25.3%
10577$3,370+5.3%
10578$3,560+11.3%
10580$4,390+37.2%
10583$3,860+20.6%
10587$3,020−5.6%

Questions about ZIP 10573 rents

How much will Section 8 pay for a two-bedroom in ZIP 10573?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,971, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,674 to $3,268 a month; under the ZIP-level Small Area FMR of $3,200 it would be $2,880 to $3,520. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 10573 in?

ZIP 10573 is in the New York, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,971.

How much did fair market rent change in ZIP 10573 for FY 2027?

The two-bedroom FMR rose 0.9%, from $3,170 in FY 2026 to $3,200 in FY 2027. Since FY 2023 it has risen 70.2%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentPort Chester, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources