10560
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$3,060$2,210
1 BR$3,210$2,530
2 BR$3,520$3,510
3 BR$4,410$4,850
4 BR$4,790$5,270
5 BR$5,509
6 BR$6,335
7 BR$7,285
8 BR$8,378

Purchase Price Calculator

Maximum purchase price
$459,668

Cost breakdown

+Likely effective rent$3,510
HUD FMR$3,520
Market rentUsed$3,510
Est. payment standard (100%)$3,510
Market rent is below the inferred standard ($3,510, 100% of FMR).
-Principal and interest-$2,324
Loan amount$367,734
Down payment$91,934
Rate6.50%
Term30 years
-Operating costs-$986
Property taxes-$460
Insurance-$175
Utilities$0
HOA$0
Management-$351
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$55,719(60.6% ROI)
Projected value
$495,012
Current value$459,668
Return breakdown
Property appreciation+$35,344
Loan principal paid down+$13,175
Rental cash flow+$7,200
5-year hold
+$95,899(104.3% ROI)
Projected value
$520,072
Current value$459,668
Return breakdown
Property appreciation+$60,404
Loan principal paid down+$23,495
Rental cash flow+$12,000
10-year hold
+$208,729(227.0% ROI)
Projected value
$588,414
Current value$459,668
Return breakdown
Property appreciation+$128,746
Loan principal paid down+$55,983
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.38ratio
FMR$3,060
Market$2,210
vs market+$850

FMR is above market; underwrite to market rent.

90% standard$2,754 / 1.25 ratio110% standard$3,366 / 1.52 ratio
1.38
1 BR
1 BR
1.27ratio
FMR$3,210
Market$2,530
vs market+$680

FMR is above market; underwrite to market rent.

90% standard$2,889 / 1.14 ratio110% standard$3,531 / 1.40 ratio
1.27
2 BR
2 BR
1.00ratio
FMR$3,520
Market$3,510
vs market+$10

FMR is near market; voucher and private rents are aligned.

90% standard$3,168 / 0.90 ratio110% standard$3,872 / 1.10 ratio
1.00
3 BR
3 BR
0.82ratio
FMR$4,410
Market$5,390
vs market-$980

FMR is below market; voucher rent may lag private rents.

90% standard$3,969 / 0.74 ratio110% standard$4,851 / 0.90 ratio
0.82
4 BR
4 BR
0.81ratio
FMR$4,790
Market$5,890
vs market-$1,100

FMR is below market; voucher rent may lag private rents.

90% standard$4,311 / 0.73 ratio110% standard$5,269 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10560 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

10560 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 10560 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,520 and the 4 bedroom fair market rent is $4,790.

Use this page for searches like 10560 FMR, 10560 fair market rent, and 10560 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 10560
Bedroom sizeHUD FMR
Studio$3,060
1 bedroom$3,210
2 bedroom$3,520
3 bedroom$4,410
4 bedroom$4,790