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Westchester County/Tuckahoe/10707

10707

ZIPSAFMR
Westchester County, NY
Zillow

ZIP Investment Score

62Below average

095130300
BRFMR
Eff. Rent
0 BR$3,040$1,920
1 BR$3,200$2,690
2 BR$3,480$3,780
3 BR$4,400$4,840
4 BR$4,830$5,310
5 BR$5,555Not available
6 BR$6,388Not available
7 BR$7,346Not available
8 BR$8,448Not available

Purchase Price Calculator

Maximum purchase price
$499,790

Cost breakdown

+Likely effective rent$3,780
HUD FMR$3,480
Market rent$3,940
Est. payment standard (109%)Used$3,780
-Principal and interest-$2,527
Loan amount$399,832
Down payment$99,958
Rate6.50%
Term30 years
-Operating costs-$1,053
Property taxes-$500
Insurance-$175
Utilities$0
HOA$0
Management-$378
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$59,954(60.0% ROI)
Projected value
$538,219
Return breakdown
Property appreciation+$38,429
Loan principal paid down+$14,325
Rental cash flow+$7,200
5-year hold
+$103,222(103.3% ROI)
Projected value
$565,466
Return breakdown
Property appreciation+$65,677
Loan principal paid down+$25,545
Rental cash flow+$12,000
10-year hold
+$224,853(224.9% ROI)
Projected value
$639,773
Return breakdown
Property appreciation+$139,983
Loan principal paid down+$60,870
Rental cash flow+$24,000

Public Housing Authority

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Rolodex

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Market Alignment

Studio
1.58
1 BR
1.19
2 BR
0.88
3 BR
0.70
4 BR
0.78
0.701.001.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--

ZIP 10707 fair market rent, FY 2027

For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in ZIP 10707 (Tuckahoe, NY) is $3,480 a month. That is down 7.0% from $3,740 in FY 2026. Tuckahoe is in the New York, NY HUD Metro FMR Area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the metro-wide two-bedroom FMR of $2,971. Among 86 ZIP codes in Westchester County, 10707 has the 34th-highest two-bedroom rent (county range $2,620–$4,460). The median county two-bedroom FMR in New York is $1,385, so ZIP 10707 is 151% above it.

FY 2027 rent by bedroom

FY 2027 fair market rent by bedroom for 10707
BedroomsFY 2027Change90–110% range
Studio$3,040−6.5%$2,736–$3,344
1BR$3,200−6.2%$2,880–$3,520
2BR$3,480−7.0%$3,132–$3,828
3BR$4,400−6.0%$3,960–$4,840
4BR$4,830−5.1%$4,347–$5,313

Fair market rent history, FY 2023–2027

Fair market rent by fiscal year for 10707
Fiscal yearStudio1BR2BR3BR4BR
FY 2027$3,040$3,200$3,480$4,400$4,830
FY 2026$3,250$3,410$3,740$4,680$5,090
FY 2025$3,160$3,300$3,650$4,550$4,910
FY 2024$2,150$2,520$3,070$3,770$4,090
FY 2023$1,780$2,070$2,520$3,120$3,460

Two-bedroom rent in nearby Westchester County ZIP codes

FY 2027 two-bedroom Small Area FMR by ZIP code
ZIP code2 bedroomvs. 10707
10701$3,120−10.3%
10702$3,020−13.2%
10703$2,760−20.7%
10704$2,930−15.8%
10705$2,920−16.1%
10706$3,050−12.4%
10707Current$3,480—
10708$3,310−4.9%
10709$3,130−10.1%
10710$2,880−17.2%
10801$3,040−12.6%
10802$3,020−13.2%

Questions about ZIP 10707 rents

How much will Section 8 pay for a two-bedroom in ZIP 10707?

Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the metro-wide two-bedroom FMR of $2,971, which applies unless the housing authority uses Small Area FMRs, that basic range is $2,674 to $3,268 a month; under the ZIP-level Small Area FMR of $3,480 it would be $3,132 to $3,828. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.

Which HUD fair market rent area is ZIP 10707 in?

ZIP 10707 is in the New York, NY HUD Metro FMR Area. Small Area FMRs are optional here; the metro-wide two-bedroom FMR is $2,971.

How much did fair market rent change in ZIP 10707 for FY 2027?

The two-bedroom FMR fell 7.0%, from $3,740 in FY 2026 to $3,480 in FY 2027. Since FY 2023 it has risen 38.1%.

When do FY 2027 fair market rents take effect?

HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.

Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set

County fair market rentTuckahoe, NY fair market rentNY statewide rentsWhat is SAFMR?Data sources