10528
ZIPSAFMR
Westchester County, NY
BRFMR
Eff. Rent
0 BR$3,510$2,360
1 BR$3,690$2,810
2 BR$4,040$4,040
3 BR$5,060$5,060
4 BR$5,500$5,500
5 BR$6,325
6 BR$7,274
7 BR$8,365
8 BR$9,620

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.49ratio
FMR$3,510
Market$2,360
vs market+$1,150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.49
1 BR
1 BR
1.31ratio
FMR$3,690
Market$2,810
vs market+$880

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.31
2 BR
2 BR
0.88ratio
FMR$4,040
Market$4,580
vs market-$540

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.88
3 BR
3 BR
0.87ratio
FMR$5,060
Market$5,810
vs market-$750

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.87
4 BR
4 BR
0.68ratio
FMR$5,500
Market$8,030
vs market-$2,530

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.68
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$538,426
Rent
$4,040
Down payment
$107,685
Loan
$430,741
Mortgage
$2,723
Expenses
$1,117
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 10528 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.