11103
ZIPSAFMR
Queens County, NY
BRFMR
Eff. Rent
0 BR$3,010$2,660
1 BR$3,160$2,630
2 BR$3,460$3,510
3 BR$4,330$3,790
4 BR$4,710$3,980
5 BR$5,417
6 BR$6,229
7 BR$7,163
8 BR$8,238

Purchase Price Calculator

Maximum purchase price
$459,668

Cost breakdown

+Likely effective rent$3,510
HUD FMR$3,460
Market rent$3,540
Est. payment standard (102%)Used$3,510
Estimated payment standard is $3,510 (102% of FMR).
-Principal and interest-$2,324
Loan amount$367,734
Down payment$91,934
Rate6.50%
Term30 years
-Operating costs-$986
Property taxes-$460
Insurance-$175
Utilities$0
HOA$0
Management-$351
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$55,719(60.6% ROI)
Projected value
$495,012
Current value$459,668
Return breakdown
Property appreciation+$35,344
Loan principal paid down+$13,175
Rental cash flow+$7,200
5-year hold
+$95,899(104.3% ROI)
Projected value
$520,072
Current value$459,668
Return breakdown
Property appreciation+$60,404
Loan principal paid down+$23,495
Rental cash flow+$12,000
10-year hold
+$208,729(227.0% ROI)
Projected value
$588,414
Current value$459,668
Return breakdown
Property appreciation+$128,746
Loan principal paid down+$55,983
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.13ratio
FMR$3,010
Market$2,660
vs market+$350

FMR is above market; underwrite to market rent.

90% standard$2,709 / 1.02 ratio110% standard$3,311 / 1.24 ratio
1.13
1 BR
1 BR
1.20ratio
FMR$3,160
Market$2,630
vs market+$530

FMR is above market; underwrite to market rent.

90% standard$2,844 / 1.08 ratio110% standard$3,476 / 1.32 ratio
1.20
2 BR
2 BR
0.98ratio
FMR$3,460
Market$3,540
vs market-$80

FMR is near market; voucher and private rents are aligned.

90% standard$3,114 / 0.88 ratio110% standard$3,806 / 1.08 ratio
0.98
3 BR
3 BR
1.14ratio
FMR$4,330
Market$3,790
vs market+$540

FMR is above market; underwrite to market rent.

90% standard$3,897 / 1.03 ratio110% standard$4,763 / 1.26 ratio
1.14
4 BR
4 BR
1.18ratio
FMR$4,710
Market$3,980
vs market+$730

FMR is above market; underwrite to market rent.

90% standard$4,239 / 1.07 ratio110% standard$5,181 / 1.30 ratio
1.18
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 11103 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

11103 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 11103 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $3,460 and the 4 bedroom fair market rent is $4,710.

Use this page for searches like 11103 FMR, 11103 fair market rent, and 11103 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 11103
Bedroom sizeHUD FMR
Studio$3,010
1 bedroom$3,160
2 bedroom$3,460
3 bedroom$4,330
4 bedroom$4,710