12449
ZIPSAFMR
Ulster County, NY
BRFMR
Eff. Rent
0 BR$1,520$1,450
1 BR$1,620$1,620
2 BR$2,120$2,120
3 BR$2,620$2,620
4 BR$2,810$2,810
5 BR$3,231
6 BR$3,716
7 BR$4,274
8 BR$4,915

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.05ratio
FMR$1,520
Market$1,450
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.05
1 BR
1 BR
0.93ratio
FMR$1,620
Market$1,750
vs market-$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.93
2 BR
2 BR
0.86ratio
FMR$2,120
Market$2,470
vs market-$350

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.86
3 BR
3 BR
0.87ratio
FMR$2,620
Market$3,010
vs market-$390

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.87
4 BR
4 BR
0.82ratio
FMR$2,810
Market$3,420
vs market-$610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.82
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$253,115
Rent
$2,120
Down payment
$50,623
Loan
$202,492
Mortgage
$1,280
Expenses
$640
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12449 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.