12520
ZIPSAFMR
Orange County, NY
BRFMR
Eff. Rent
0 BR$1,260$1,260
1 BR$1,430$1,430
2 BR$1,830$1,830
3 BR$2,320$2,320
4 BR$2,490$2,490
5 BR$2,864
6 BR$3,293
7 BR$3,787
8 BR$4,355

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.73ratio
FMR$1,260
Market$1,720
vs market-$460

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.73
1 BR
1 BR
0.68ratio
FMR$1,430
Market$2,090
vs market-$660

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.68
2 BR
2 BR
0.73ratio
FMR$1,830
Market$2,510
vs market-$680

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.73
3 BR
3 BR
0.77ratio
FMR$2,320
Market$3,010
vs market-$690

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.77
4 BR
4 BR
0.70ratio
FMR$2,490
Market$3,550
vs market-$1,060

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.70
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$210,021
Rent
$1,830
Down payment
$42,004
Loan
$168,017
Mortgage
$1,062
Expenses
$568
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12520 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.