12565
ZIPSAFMR
Columbia County, NY
BRFMR
Eff. Rent
0 BR$1,120$1,120
1 BR$1,140$1,140
2 BR$1,290$1,290
3 BR$1,560$1,560
4 BR$1,710$1,710
5 BR$1,966
6 BR$2,261
7 BR$2,601
8 BR$2,991

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.68ratio
FMR$1,120
Market$1,640
vs market-$520

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.68
1 BR
1 BR
0.67ratio
FMR$1,140
Market$1,690
vs market-$550

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.67
2 BR
2 BR
0.66ratio
FMR$1,290
Market$1,950
vs market-$660

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.66
3 BR
3 BR
0.63ratio
FMR$1,560
Market$2,460
vs market-$900

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.63
4 BR
4 BR
0.73ratio
FMR$1,710
Market$2,330
vs market-$620

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.73
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$129,777
Rent
$1,290
Down payment
$25,955
Loan
$103,822
Mortgage
$656
Expenses
$434
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12565 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.