FMR is below market; voucher rent may lag private rents.
0.71
1 BR
1 BR- 12565
0.72ratio
FMR$1,210
Market$1,690
vs market-$480
FMR is below market; voucher rent may lag private rents.
0.72
2 BR
2 BR- 12565
0.72ratio
FMR$1,400
Market$1,950
vs market-$550
FMR is below market; voucher rent may lag private rents.
0.72
3 BR
3 BR- 12565
0.70ratio
FMR$1,710
Market$2,460
vs market-$750
FMR is below market; voucher rent may lag private rents.
0.70
4 BR
4 BR- 12565
0.79ratio
FMR$1,840
Market$2,330
vs market-$490
FMR is below market; voucher rent may lag private rents.
0.79
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
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Philmont, NY fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Philmont, NY is $1,400 a month. That is up 8.5% from $1,290 in FY 2026. Philmont is in the Columbia County, NY non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,503. The median county two-bedroom FMR in New York is $1,385, so Philmont is 1% above it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Philmont, NY
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$1,120
$1,170
+4.5%
$1,053–$1,287
1BR
$1,140
$1,210
+6.1%
$1,089–$1,331
2BR
$1,290
$1,400
+8.5%
$1,260–$1,540
3BR
$1,560
$1,710
+9.6%
$1,539–$1,881
4BR
$1,710
$1,840
+7.6%
$1,656–$2,024
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Philmont, NY
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$1,170
$1,210
$1,400
$1,710
$1,840
FY 2026
$1,120
$1,140
$1,290
$1,560
$1,710
FY 2025
$1,050
$1,060
$1,210
$1,460
$1,600
FY 2024area FMR
$1,032
$1,042
$1,190
$1,439
$1,585
FY 2023area FMR
$913
$952
$1,107
$1,392
$1,487
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Questions about Philmont, NY rents
How much will Section 8 pay for a two-bedroom in Philmont, NY?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,503, which applies unless the housing authority uses Small Area FMRs, that basic range is $1,353 to $1,653 a month; under the ZIP-level Small Area FMR of $1,400 it would be $1,260 to $1,540. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Philmont, NY in?
Philmont, NY is in the Columbia County, NY non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,503.
How much did fair market rent change in Philmont, NY for FY 2027?
The two-bedroom FMR rose 8.5%, from $1,290 in FY 2026 to $1,400 in FY 2027. Since FY 2025 it has risen 15.7%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set