12719
ZIPSAFMR
Sullivan County, NY
BRFMR
Eff. Rent
0 BR$1,020$1,120
1 BR$1,120$1,230
2 BR$1,320$1,450
3 BR$1,850$2,030
4 BR$1,980$2,150
5 BR$2,277
6 BR$2,619
7 BR$3,011
8 BR$3,463

Purchase Price Calculator

Maximum purchase price
$153,553

Cost breakdown

+Likely effective rent$1,450
HUD FMR$1,320
Market rent$1,970
Est. payment standard (110%)Used$1,450
Estimated payment standard is $1,450 (110% of FMR).
-Principal and interest-$776
Loan amount$122,842
Down payment$30,711
Rate6.50%
Term30 years
-Operating costs-$474
Property taxes-$154
Insurance-$175
Utilities$0
HOA$0
Management-$145
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$23,408(76.2% ROI)
Projected value
$165,360
Current value$153,553
Return breakdown
Property appreciation+$11,807
Loan principal paid down+$4,401
Rental cash flow+$7,200
5-year hold
+$40,027(130.3% ROI)
Projected value
$173,731
Current value$153,553
Return breakdown
Property appreciation+$20,178
Loan principal paid down+$7,848
Rental cash flow+$12,000
10-year hold
+$85,709(279.1% ROI)
Projected value
$196,561
Current value$153,553
Return breakdown
Property appreciation+$43,008
Loan principal paid down+$18,701
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.56ratio
FMR$1,020
Market$1,820
vs market-$800

FMR is below market; voucher rent may lag private rents.

90% standard$918 / 0.50 ratio110% standard$1,122 / 0.62 ratio
0.56
1 BR
1 BR
0.63ratio
FMR$1,120
Market$1,790
vs market-$670

FMR is below market; voucher rent may lag private rents.

90% standard$1,008 / 0.56 ratio110% standard$1,232 / 0.69 ratio
0.63
2 BR
2 BR
0.67ratio
FMR$1,320
Market$1,970
vs market-$650

FMR is below market; voucher rent may lag private rents.

90% standard$1,188 / 0.60 ratio110% standard$1,452 / 0.74 ratio
0.67
3 BR
3 BR
0.87ratio
FMR$1,850
Market$2,130
vs market-$280

FMR is below market; voucher rent may lag private rents.

90% standard$1,665 / 0.78 ratio110% standard$2,035 / 0.96 ratio
0.87
4 BR
4 BR
0.88ratio
FMR$1,980
Market$2,240
vs market-$260

FMR is below market; voucher rent may lag private rents.

90% standard$1,782 / 0.80 ratio110% standard$2,178 / 0.97 ratio
0.88
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 12719 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

12719 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 12719 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,320 and the 4 bedroom fair market rent is $1,980.

Use this page for searches like 12719 FMR, 12719 fair market rent, and 12719 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 12719
Bedroom sizeHUD FMR
Studio$1,020
1 bedroom$1,120
2 bedroom$1,320
3 bedroom$1,850
4 bedroom$1,980