14072
ZIPSAFMR
Erie County, NY
BRFMR
Eff. Rent
0 BR$1,340$1,290
1 BR$1,380$1,490
2 BR$1,630$1,790
3 BR$1,990$1,990
4 BR$2,270$2,230
5 BR$2,611
6 BR$3,002
7 BR$3,452
8 BR$3,970

Purchase Price Calculator

Maximum purchase price
$204,077

Cost breakdown

+Likely effective rent$1,790
HUD FMR$1,630
Market rent$1,880
Est. payment standard (110%)Used$1,790
Estimated payment standard is $1,790 (110% of FMR).
-Principal and interest-$1,032
Loan amount$163,261
Down payment$40,815
Rate6.50%
Term30 years
-Operating costs-$558
Property taxes-$204
Insurance-$175
Utilities$0
HOA$0
Management-$179
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$28,741(70.4% ROI)
Projected value
$219,768
Current value$204,077
Return breakdown
Property appreciation+$15,692
Loan principal paid down+$5,849
Rental cash flow+$7,200
5-year hold
+$49,248(120.7% ROI)
Projected value
$230,894
Current value$204,077
Return breakdown
Property appreciation+$26,817
Loan principal paid down+$10,431
Rental cash flow+$12,000
10-year hold
+$106,013(259.7% ROI)
Projected value
$261,236
Current value$204,077
Return breakdown
Property appreciation+$57,159
Loan principal paid down+$24,855
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.04ratio
FMR$1,340
Market$1,290
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$1,206 / 0.93 ratio110% standard$1,474 / 1.14 ratio
1.04
1 BR
1 BR
0.89ratio
FMR$1,380
Market$1,550
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$1,242 / 0.80 ratio110% standard$1,518 / 0.98 ratio
0.89
2 BR
2 BR
0.87ratio
FMR$1,630
Market$1,880
vs market-$250

FMR is below market; voucher rent may lag private rents.

90% standard$1,467 / 0.78 ratio110% standard$1,793 / 0.95 ratio
0.87
3 BR
3 BR
1.00ratio
FMR$1,990
Market$1,990
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,791 / 0.90 ratio110% standard$2,189 / 1.10 ratio
1.00
4 BR
4 BR
1.02ratio
FMR$2,270
Market$2,230
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$2,043 / 0.92 ratio110% standard$2,497 / 1.12 ratio
1.02
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 14072 (NY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

14072 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 14072 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,630 and the 4 bedroom fair market rent is $2,270.

Use this page for searches like 14072 FMR, 14072 fair market rent, and 14072 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 14072
Bedroom sizeHUD FMR
Studio$1,340
1 bedroom$1,380
2 bedroom$1,630
3 bedroom$1,990
4 bedroom$2,270