19395
ZIPSAFMR
Chester County, PA
BRFMR
Eff. Rent
0 BR$1,630$1,660
1 BR$1,770$1,860
2 BR$2,110$2,310
3 BR$2,530$2,780
4 BR$2,820$3,100
5 BR$3,243
6 BR$3,729
7 BR$4,289
8 BR$4,932

Purchase Price Calculator

Maximum purchase price
$281,349

Cost breakdown

+Likely effective rent$2,310
HUD FMR$2,110
Market rent$2,410
Est. payment standard (109%)Used$2,310
Estimated payment standard is $2,310 (109% of FMR).
-Principal and interest-$1,423
Loan amount$225,079
Down payment$56,270
Rate6.50%
Term30 years
-Operating costs-$687
Property taxes-$281
Insurance-$175
Utilities$0
HOA$0
Management-$231
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$36,897(65.6% ROI)
Projected value
$302,982
Current value$281,349
Return breakdown
Property appreciation+$21,633
Loan principal paid down+$8,064
Rental cash flow+$7,200
5-year hold
+$63,352(112.6% ROI)
Projected value
$318,320
Current value$281,349
Return breakdown
Property appreciation+$36,972
Loan principal paid down+$14,380
Rental cash flow+$12,000
10-year hold
+$137,067(243.6% ROI)
Projected value
$360,150
Current value$281,349
Return breakdown
Property appreciation+$78,801
Loan principal paid down+$34,266
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.98ratio
FMR$1,630
Market$1,670
vs market-$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,467 / 0.88 ratio110% standard$1,793 / 1.07 ratio
0.98
1 BR
1 BR
0.93ratio
FMR$1,770
Market$1,910
vs market-$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,593 / 0.83 ratio110% standard$1,947 / 1.02 ratio
0.93
2 BR
2 BR
0.88ratio
FMR$2,110
Market$2,410
vs market-$300

FMR is below market; voucher rent may lag private rents.

90% standard$1,899 / 0.79 ratio110% standard$2,321 / 0.96 ratio
0.88
3 BR
3 BR
0.84ratio
FMR$2,530
Market$3,000
vs market-$470

FMR is below market; voucher rent may lag private rents.

90% standard$2,277 / 0.76 ratio110% standard$2,783 / 0.93 ratio
0.84
4 BR
4 BR
0.77ratio
FMR$2,820
Market$3,640
vs market-$820

FMR is below market; voucher rent may lag private rents.

90% standard$2,538 / 0.70 ratio110% standard$3,102 / 0.85 ratio
0.77
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 19395 (PA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

19395 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 19395 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,110 and the 4 bedroom fair market rent is $2,820.

Use this page for searches like 19395 FMR, 19395 fair market rent, and 19395 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 19395
Bedroom sizeHUD FMR
Studio$1,630
1 bedroom$1,770
2 bedroom$2,110
3 bedroom$2,530
4 bedroom$2,820