20630
ZIPSAFMR
St. Mary's County, MD
BRFMR
Eff. Rent
0 BR$1,390$1,390
1 BR$1,670$1,650
2 BR$1,830$1,830
3 BR$2,260$2,260
4 BR$2,880$2,710
5 BR$3,312
6 BR$3,809
7 BR$4,380
8 BR$5,037

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.90ratio
FMR$1,390
Market$1,550
vs market-$160

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.90
1 BR
1 BR
1.01ratio
FMR$1,670
Market$1,650
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
2 BR
2 BR
0.88ratio
FMR$1,830
Market$2,080
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.88
3 BR
3 BR
0.98ratio
FMR$2,260
Market$2,310
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.98
4 BR
4 BR
1.06ratio
FMR$2,880
Market$2,710
vs market+$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$210,021
Rent
$1,830
Down payment
$42,004
Loan
$168,017
Mortgage
$1,062
Expenses
$568
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20630 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.