Skip to main content
Home/MD/St. Mary's County

St. Mary's County, MD

CountySAFMR
Found 28 ZIPs
BRFMR
Eff. Rent
0 BR$1,350 – $1,710$1,260 – $1,630
1 BR$1,470 – $2,050$1,410 – $1,940
2 BR$1,650 – $2,250$1,650 – $2,150
3 BR$2,060 – $2,780$2,060 – $2,560
4 BR$2,540 – $3,550$2,280 – $3,030
5 BR$3,312
6 BR$3,809
7 BR$4,380
8 BR$5,037

Market Alignment

FMR / market rent by bedroom.

Studio
Studio- 3 ZIPs
0.56-0.62ratio range
Median FMR$1,390
Median Market$2,230
vs market-$840

FMR is below market; voucher rent may lag private rents.

3
Studio- 3 ZIPs
0.65-0.68ratio range
Median FMR$1,420
Median Market$2,120
vs market-$700

FMR is below market; voucher rent may lag private rents.

3
Studio- 3 ZIPs
0.69-0.72ratio range
Median FMR$1,480
Median Market$2,050
vs market-$570

FMR is below market; voucher rent may lag private rents.

3
Studio- 2 ZIPs
0.74ratio range
Median FMR$1,470
Median Market$1,985
vs market-$515

FMR is below market; voucher rent may lag private rents.

2
Studio- 1 ZIP
0.82ratio
FMR$1,380
Market$1,680
vs market-$300

FMR is below market; voucher rent may lag private rents.

Studio- 2 ZIPs
0.86-0.90ratio range
Median FMR$1,370
Median Market$1,560
vs market-$190

FMR is below market; voucher rent may lag private rents.

2
Studio- 1 ZIP
0.91ratio
FMR$1,390
Market$1,530
vs market-$140

FMR is near market; voucher and private rents are aligned.

Studio- 2 ZIPs
1.02-1.05ratio range
Median FMR$1,455
Median Market$1,400
vs market+$55

FMR is near market; voucher and private rents are aligned.

2
Studio- 3 ZIPs
1.06-1.07ratio range
Median FMR$1,350
Median Market$1,270
vs market+$80

FMR is near market; voucher and private rents are aligned.

3
Studio- 1 ZIP
1.24ratio
FMR$1,710
Market$1,380
vs market+$330

FMR is above market; underwrite to market rent.

0.56-1.24
1 BR
1 BR- 2 ZIPs
0.71ratio range
Median FMR$1,570
Median Market$2,215
vs market-$645

FMR is below market; voucher rent may lag private rents.

2
1 BR- 3 ZIPs
0.78-0.79ratio range
Median FMR$1,670
Median Market$2,110
vs market-$440

FMR is below market; voucher rent may lag private rents.

3
1 BR- 2 ZIPs
0.83ratio range
Median FMR$1,700
Median Market$2,045
vs market-$345

FMR is below market; voucher rent may lag private rents.

2
1 BR- 4 ZIPs
0.87-0.90ratio range
Median FMR$1,765
Median Market$1,970
vs market-$205

FMR is below market; voucher rent may lag private rents.

4
1 BR- 1 ZIP
0.92ratio
FMR$1,470
Market$1,600
vs market-$130

FMR is near market; voucher and private rents are aligned.

1 BR- 1 ZIP
0.96ratio
FMR$1,470
Market$1,530
vs market-$60

FMR is near market; voucher and private rents are aligned.

1 BR- 2 ZIPs
0.98-1.01ratio range
Median FMR$1,665
Median Market$1,670
vs market-$5

FMR is near market; voucher and private rents are aligned.

2
1 BR- 1 ZIP
1.03ratio
FMR$1,530
Market$1,480
vs market+$50

FMR is near market; voucher and private rents are aligned.

1 BR- 1 ZIP
1.09ratio
FMR$1,670
Market$1,530
vs market+$140

FMR is near market; voucher and private rents are aligned.

1 BR- 2 ZIPs
1.11-1.14ratio range
Median FMR$1,610
Median Market$1,430
vs market+$180

FMR is above market; underwrite to market rent.

2
1 BR- 1 ZIP
1.20ratio
FMR$1,870
Market$1,560
vs market+$310

FMR is above market; underwrite to market rent.

1 BR- 1 ZIP
1.36ratio
FMR$2,050
Market$1,510
vs market+$540

FMR is above market; underwrite to market rent.

0.71-1.36
2 BR
2 BR- 2 ZIPs
0.75ratio range
Median FMR$1,740
Median Market$2,320
vs market-$580

FMR is below market; voucher rent may lag private rents.

2 BR- 2 ZIPs
0.77-0.79ratio range
Median FMR$1,740
Median Market$2,235
vs market-$495

FMR is below market; voucher rent may lag private rents.

2 BR- 4 ZIPs
0.82-0.84ratio range
Median FMR$1,845
Median Market$2,240
vs market-$395

FMR is below market; voucher rent may lag private rents.

4
2 BR- 6 ZIPs
0.86-0.89ratio range
Median FMR$1,830
Median Market$2,110
vs market-$280

FMR is below market; voucher rent may lag private rents.

6
2 BR- 4 ZIPs
0.97-0.98ratio range
Median FMR$1,770
Median Market$1,815
vs market-$45

FMR is near market; voucher and private rents are aligned.

4
2 BR- 1 ZIP
1.01ratio
FMR$2,050
Market$2,020
vs market+$30

FMR is near market; voucher and private rents are aligned.

2 BR- 2 ZIPs
1.02-1.03ratio range
Median FMR$1,890
Median Market$1,840
vs market+$50

FMR is near market; voucher and private rents are aligned.

2 BR- 1 ZIP
1.20ratio
FMR$2,250
Market$1,870
vs market+$380

FMR is above market; underwrite to market rent.

0.75-1.20
3 BR
3 BR- 1 ZIP
0.84ratio
FMR$2,260
Market$2,680
vs market-$420

FMR is below market; voucher rent may lag private rents.

3 BR- 3 ZIPs
0.88-0.89ratio range
Median FMR$2,060
Median Market$2,330
vs market-$270

FMR is below market; voucher rent may lag private rents.

3
3 BR- 4 ZIPs
0.91-0.93ratio range
Median FMR$2,155
Median Market$2,335
vs market-$180

FMR is near market; voucher and private rents are aligned.

4
3 BR- 4 ZIPs
0.97-0.98ratio range
Median FMR$2,260
Median Market$2,330
vs market-$70

FMR is near market; voucher and private rents are aligned.

4
3 BR- 3 ZIPs
1.00-1.02ratio range
Median FMR$2,300
Median Market$2,300
vs market+$0

FMR is near market; voucher and private rents are aligned.

3
3 BR- 4 ZIPs
1.02-1.06ratio range
Median FMR$2,225
Median Market$2,115
vs market+$110

FMR is near market; voucher and private rents are aligned.

4
3 BR- 1 ZIP
1.07ratio
FMR$2,260
Market$2,120
vs market+$140

FMR is near market; voucher and private rents are aligned.

3 BR- 2 ZIPs
1.11ratio range
Median FMR$2,450
Median Market$2,200
vs market+$250

FMR is above market; underwrite to market rent.

2
3 BR- 1 ZIP
1.31ratio
FMR$2,780
Market$2,120
vs market+$660

FMR is above market; underwrite to market rent.

0.84-1.31
4 BR
4 BR- 1 ZIP
0.88ratio
FMR$2,540
Market$2,900
vs market-$360

FMR is below market; voucher rent may lag private rents.

4 BR- 3 ZIPs
0.95-0.97ratio range
Median FMR$2,730
Median Market$2,810
vs market-$80

FMR is near market; voucher and private rents are aligned.

3
4 BR- 4 ZIPs
1.00-1.01ratio range
Median FMR$2,790
Median Market$2,780
vs market+$10

FMR is near market; voucher and private rents are aligned.

4
4 BR- 4 ZIPs
1.03-1.05ratio range
Median FMR$2,870
Median Market$2,740
vs market+$130

FMR is near market; voucher and private rents are aligned.

4
4 BR- 3 ZIPs
1.06-1.07ratio range
Median FMR$2,880
Median Market$2,710
vs market+$170

FMR is near market; voucher and private rents are aligned.

3
4 BR- 4 ZIPs
1.17-1.20ratio range
Median FMR$2,955
Median Market$2,495
vs market+$460

FMR is above market; underwrite to market rent.

4
4 BR- 1 ZIP
1.21ratio
FMR$3,230
Market$2,660
vs market+$570

FMR is above market; underwrite to market rent.

4 BR- 2 ZIPs
1.26ratio range
Median FMR$2,880
Median Market$2,280
vs market+$600

FMR is above market; underwrite to market rent.

2
4 BR- 1 ZIP
1.31ratio
FMR$3,550
Market$2,700
vs market+$850

FMR is above market; underwrite to market rent.

0.88-1.31
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for St. Mary's County, MD (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

St. Mary's County, MD fair market rent benchmarks

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for St. Mary's County, MD shows monthly rent benchmarks by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,830 and the 4 bedroom fair market rent is $2,880.

Use these values to compare bedroom-size rent benchmarks and screen a property's rent assumptions. Local housing authorities set voucher payment standards, which may be above or below published HUD FMR, so confirm the applicable authority and current schedule before underwriting a property. Read the FMR and payment-standard guide for the full verification workflow.

FY 2026 Fair Market Rent by bedroom size for St. Mary's County, MD
Bedroom sizeHUD FMR
Studio$1,390
1 bedroom$1,670
2 bedroom$1,830
3 bedroom$2,260
4 bedroom$2,880