20634
ZIPSAFMR
St. Mary's County, MD
BRFMR
Eff. Rent
0 BR$1,350$1,260
1 BR$1,530$1,480
2 BR$1,680$1,680
3 BR$2,070$2,070
4 BR$2,650$2,650
5 BR$3,047
6 BR$3,505
7 BR$4,030
8 BR$4,635

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.07ratio
FMR$1,350
Market$1,260
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
1 BR
1 BR
1.03ratio
FMR$1,530
Market$1,480
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.03
2 BR
2 BR
0.97ratio
FMR$1,680
Market$1,740
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.97
3 BR
3 BR
0.93ratio
FMR$2,070
Market$2,230
vs market-$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.93
4 BR
4 BR
1.00ratio
FMR$2,650
Market$2,650
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$187,731
Rent
$1,680
Down payment
$37,546
Loan
$150,185
Mortgage
$949
Expenses
$531
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 20634 (MD) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.