23455
ZIPSAFMR
Virginia Beach County, VA
BRFMR
Eff. Rent
0 BR$1,780$1,650
1 BR$1,800$1,670
2 BR$2,040$2,000
3 BR$2,830$2,420
4 BR$3,330$3,180
5 BR$3,829
6 BR$4,404
7 BR$5,065
8 BR$5,824

Purchase Price Calculator

Maximum purchase price
$235,283

Cost breakdown

+Likely effective rent$2,000
HUD FMR$2,040
Market rentUsed$2,000
Est. payment standard (99%)$2,010
Market rent is below the inferred standard ($2,010, 99% of FMR).
-Principal and interest-$1,190
Loan amount$188,226
Down payment$47,057
Rate6.50%
Term30 years
-Operating costs-$610
Property taxes-$235
Insurance-$175
Utilities$0
HOA$0
Management-$200
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$32,035(68.1% ROI)
Projected value
$253,374
Current value$235,283
Return breakdown
Property appreciation+$18,091
Loan principal paid down+$6,744
Rental cash flow+$7,200
5-year hold
+$54,944(116.8% ROI)
Projected value
$266,201
Current value$235,283
Return breakdown
Property appreciation+$30,918
Loan principal paid down+$12,026
Rental cash flow+$12,000
10-year hold
+$118,554(251.9% ROI)
Projected value
$301,182
Current value$235,283
Return breakdown
Property appreciation+$65,899
Loan principal paid down+$28,655
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.08ratio
FMR$1,780
Market$1,650
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,602 / 0.97 ratio110% standard$1,958 / 1.19 ratio
1.08
1 BR
1 BR
1.08ratio
FMR$1,800
Market$1,670
vs market+$130

FMR is near market; voucher and private rents are aligned.

90% standard$1,620 / 0.97 ratio110% standard$1,980 / 1.19 ratio
1.08
2 BR
2 BR
1.02ratio
FMR$2,040
Market$2,000
vs market+$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,836 / 0.92 ratio110% standard$2,244 / 1.12 ratio
1.02
3 BR
3 BR
1.17ratio
FMR$2,830
Market$2,420
vs market+$410

FMR is above market; underwrite to market rent.

90% standard$2,547 / 1.05 ratio110% standard$3,113 / 1.29 ratio
1.17
4 BR
4 BR
1.05ratio
FMR$3,330
Market$3,180
vs market+$150

FMR is near market; voucher and private rents are aligned.

90% standard$2,997 / 0.94 ratio110% standard$3,663 / 1.15 ratio
1.05
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 23455 (VA) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

23455 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 23455 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,040 and the 4 bedroom fair market rent is $3,330.

Use this page for searches like 23455 FMR, 23455 fair market rent, and 23455 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 23455
Bedroom sizeHUD FMR
Studio$1,780
1 bedroom$1,800
2 bedroom$2,040
3 bedroom$2,830
4 bedroom$3,330