25545
ZIPSAFMR
Cabell County, WV
BRFMR
Eff. Rent
0 BR$1,020$1,050
1 BR$1,030$960
2 BR$1,170$1,110
3 BR$1,500$1,470
4 BR$1,700$1,580
5 BR$1,955
6 BR$2,248
7 BR$2,585
8 BR$2,973

Purchase Price Calculator

Maximum purchase price
$103,029

Cost breakdown

+Likely effective rent$1,110
HUD FMR$1,170
Market rentUsed$1,110
Est. payment standard (97%)$1,130
Market rent is below the inferred standard ($1,130, 97% of FMR).
-Principal and interest-$521
Loan amount$82,423
Down payment$20,606
Rate6.50%
Term30 years
-Operating costs-$389
Property taxes-$103
Insurance-$175
Utilities$0
HOA$0
Management-$111
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$18,075(87.7% ROI)
Projected value
$110,951
Current value$103,029
Return breakdown
Property appreciation+$7,922
Loan principal paid down+$2,953
Rental cash flow+$7,200
5-year hold
+$30,805(149.5% ROI)
Projected value
$116,568
Current value$103,029
Return breakdown
Property appreciation+$13,539
Loan principal paid down+$5,266
Rental cash flow+$12,000
10-year hold
+$65,405(317.4% ROI)
Projected value
$131,886
Current value$103,029
Return breakdown
Property appreciation+$28,857
Loan principal paid down+$12,548
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.95ratio
FMR$1,020
Market$1,070
vs market-$50

FMR is near market; voucher and private rents are aligned.

90% standard$918 / 0.86 ratio110% standard$1,122 / 1.05 ratio
0.95
1 BR
1 BR
1.07ratio
FMR$1,030
Market$960
vs market+$70

FMR is near market; voucher and private rents are aligned.

90% standard$927 / 0.97 ratio110% standard$1,133 / 1.18 ratio
1.07
2 BR
2 BR
1.05ratio
FMR$1,170
Market$1,110
vs market+$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,053 / 0.95 ratio110% standard$1,287 / 1.16 ratio
1.05
3 BR
3 BR
1.02ratio
FMR$1,500
Market$1,470
vs market+$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,350 / 0.92 ratio110% standard$1,650 / 1.12 ratio
1.02
4 BR
4 BR
1.08ratio
FMR$1,700
Market$1,580
vs market+$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,530 / 0.97 ratio110% standard$1,870 / 1.18 ratio
1.08
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 25545 (WV) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

25545 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 25545 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,170 and the 4 bedroom fair market rent is $1,700.

Use this page for searches like 25545 FMR, 25545 fair market rent, and 25545 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 25545
Bedroom sizeHUD FMR
Studio$1,020
1 bedroom$1,030
2 bedroom$1,170
3 bedroom$1,500
4 bedroom$1,700