28640
ZIPSAFMR
Ashe County, NC
BRFMR
Eff. Rent
0 BR$710$710
1 BR$730$730
2 BR$930$930
3 BR$1,220$1,220
4 BR$1,250$1,250
5 BR$1,438
6 BR$1,653
7 BR$1,901
8 BR$2,186

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.52ratio
FMR$710
Market$1,360
vs market-$650

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.52
1 BR
1 BR
0.53ratio
FMR$730
Market$1,370
vs market-$640

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.53
2 BR
2 BR
0.60ratio
FMR$930
Market$1,540
vs market-$610

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.60
3 BR
3 BR
0.79ratio
FMR$1,220
Market$1,550
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.79
4 BR
4 BR
0.81ratio
FMR$1,250
Market$1,540
vs market-$290

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$76,281
Rent
$930
Down payment
$15,256
Loan
$61,025
Mortgage
$386
Expenses
$344
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 28640 (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.