NC/Ashe County/JEFFERSON
JEFFERSON, NC
CitySAFMR
Ashe County
Found 1 ZIP
BRFMR
Eff. Rent
0 BR$710$780
1 BR$730$800
2 BR$930$1,020
3 BR$1,220$1,340
4 BR$1,250$1,380
5 BR$1,438
6 BR$1,653
7 BR$1,901
8 BR$2,186

Purchase Price Calculator

Maximum purchase price
$89,655

Cost breakdown

+Likely effective rent$1,020
HUD FMR$930
Market rent$1,540
Est. payment standard (110%)Used$1,020
Estimated payment standard is $1,020 (110% of FMR).
-Principal and interest-$453
Loan amount$71,724
Down payment$17,931
Rate6.50%
Term30 years
-Operating costs-$367
Property taxes-$90
Insurance-$175
Utilities$0
HOA$0
Management-$102
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$16,663(92.9% ROI)
Projected value
$96,549
Current value$89,655
Return breakdown
Property appreciation+$6,894
Loan principal paid down+$2,570
Rental cash flow+$7,200
5-year hold
+$28,364(158.2% ROI)
Projected value
$101,437
Current value$89,655
Return breakdown
Property appreciation+$11,781
Loan principal paid down+$4,582
Rental cash flow+$12,000
10-year hold
+$60,030(334.8% ROI)
Projected value
$114,766
Current value$89,655
Return breakdown
Property appreciation+$25,111
Loan principal paid down+$10,919
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio- 28640
0.52ratio
FMR$710
Market$1,360
vs market-$650

FMR is below market; voucher rent may lag private rents.

0.52
1 BR
1 BR- 28640
0.53ratio
FMR$730
Market$1,370
vs market-$640

FMR is below market; voucher rent may lag private rents.

0.53
2 BR
2 BR- 28640
0.60ratio
FMR$930
Market$1,540
vs market-$610

FMR is below market; voucher rent may lag private rents.

90% standard$837 / 0.54 ratio110% standard$1,023 / 0.66 ratio
0.60
3 BR
3 BR- 28640
0.79ratio
FMR$1,220
Market$1,550
vs market-$330

FMR is below market; voucher rent may lag private rents.

90% standard$1,098 / 0.71 ratio110% standard$1,342 / 0.87 ratio
0.79
4 BR
4 BR- 28640
0.81ratio
FMR$1,250
Market$1,540
vs market-$290

FMR is below market; voucher rent may lag private rents.

90% standard$1,125 / 0.73 ratio110% standard$1,375 / 0.89 ratio
0.81
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for JEFFERSON, NC (NC) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

Related ZIPs

JEFFERSON, NC fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for JEFFERSON, NC shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $930 and the 4 bedroom fair market rent is $1,250.

Use this page for searches like JEFFERSON, NC FMR, JEFFERSON, NC fair market rent, and JEFFERSON, NC Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for JEFFERSON, NC
Bedroom sizeHUD FMR
Studio$710
1 bedroom$730
2 bedroom$930
3 bedroom$1,220
4 bedroom$1,250