32092
ZIPSAFMR
St. Johns County, FL
BRFMR
Eff. Rent
0 BR$2,020$1,850
1 BR$2,060$2,030
2 BR$2,470$1,940
3 BR$3,040$2,090
4 BR$3,820$2,560
5 BR$4,393
6 BR$5,052
7 BR$5,810
8 BR$6,681

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.09ratio
FMR$2,020
Market$1,850
vs market+$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
1 BR
1 BR
1.01ratio
FMR$2,060
Market$2,030
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
2 BR
2 BR
1.27ratio
FMR$2,470
Market$1,940
vs market+$530

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.27
3 BR
3 BR
1.45ratio
FMR$3,040
Market$2,090
vs market+$950

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.45
4 BR
4 BR
1.49ratio
FMR$3,820
Market$2,560
vs market+$1,260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.49
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$305,124
Rent
$2,470
Down payment
$61,025
Loan
$244,100
Mortgage
$1,543
Expenses
$727
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 32092 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.