33606
ZIPSAFMR
Hillsborough County, FL
BRFMR
Eff. Rent
0 BR$2,230$1,860
1 BR$2,380$2,330
2 BR$2,770$3,050
3 BR$3,540$3,680
4 BR$4,310$4,740
5 BR$4,957
6 BR$5,700
7 BR$6,555
8 BR$7,538

Purchase Price Calculator

Maximum purchase price
$391,312

Cost breakdown

+Likely effective rent$3,050
HUD FMR$2,770
Market rent$3,320
Est. payment standard (110%)Used$3,050
Estimated payment standard is $3,050 (110% of FMR).
-Principal and interest-$1,979
Loan amount$313,050
Down payment$78,262
Rate6.50%
Term30 years
-Operating costs-$871
Property taxes-$391
Insurance-$175
Utilities$0
HOA$0
Management-$305
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$48,504(62.0% ROI)
Projected value
$421,401
Current value$391,312
Return breakdown
Property appreciation+$30,088
Loan principal paid down+$11,216
Rental cash flow+$7,200
5-year hold
+$83,422(106.6% ROI)
Projected value
$442,734
Current value$391,312
Return breakdown
Property appreciation+$51,422
Loan principal paid down+$20,001
Rental cash flow+$12,000
10-year hold
+$181,259(231.6% ROI)
Projected value
$500,913
Current value$391,312
Return breakdown
Property appreciation+$109,601
Loan principal paid down+$47,658
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.20ratio
FMR$2,230
Market$1,860
vs market+$370

FMR is above market; underwrite to market rent.

90% standard$2,007 / 1.08 ratio110% standard$2,453 / 1.32 ratio
1.20
1 BR
1 BR
1.02ratio
FMR$2,380
Market$2,330
vs market+$50

FMR is near market; voucher and private rents are aligned.

90% standard$2,142 / 0.92 ratio110% standard$2,618 / 1.12 ratio
1.02
2 BR
2 BR
0.83ratio
FMR$2,770
Market$3,320
vs market-$550

FMR is below market; voucher rent may lag private rents.

90% standard$2,493 / 0.75 ratio110% standard$3,047 / 0.92 ratio
0.83
3 BR
3 BR
0.94ratio
FMR$3,540
Market$3,750
vs market-$210

FMR is near market; voucher and private rents are aligned.

90% standard$3,186 / 0.85 ratio110% standard$3,894 / 1.04 ratio
0.94
4 BR
4 BR
0.74ratio
FMR$4,310
Market$5,840
vs market-$1,530

FMR is below market; voucher rent may lag private rents.

90% standard$3,879 / 0.66 ratio110% standard$4,741 / 0.81 ratio
0.74
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33606 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33606 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33606 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $2,770 and the 4 bedroom fair market rent is $4,310.

Use this page for searches like 33606 FMR, 33606 fair market rent, and 33606 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33606
Bedroom sizeHUD FMR
Studio$2,230
1 bedroom$2,380
2 bedroom$2,770
3 bedroom$3,540
4 bedroom$4,310