33810
ZIPSAFMR
Polk County, FL
BRFMR
Eff. Rent
0 BR$1,380$1,380
1 BR$1,380$1,380
2 BR$1,680$1,580
3 BR$2,270$1,870
4 BR$2,820$2,220
5 BR$3,243
6 BR$3,729
7 BR$4,289
8 BR$4,932

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.90ratio
FMR$1,380
Market$1,530
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.90
1 BR
1 BR
0.97ratio
FMR$1,380
Market$1,430
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.97
2 BR
2 BR
1.06ratio
FMR$1,680
Market$1,580
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
3 BR
3 BR
1.21ratio
FMR$2,270
Market$1,870
vs market+$400

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
4 BR
4 BR
1.27ratio
FMR$2,820
Market$2,220
vs market+$600

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.27
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$187,731
Rent
$1,680
Down payment
$37,546
Loan
$150,185
Mortgage
$949
Expenses
$531
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33810 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.