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Polk County, FL
CountySAFMR
Found 58 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$980 – $2,390▲$810 – $1,950
1 BR$990 – $2,540▲$880 – $1,990
2 BR$1,210 – $2,970▲$1,210 – $2,120
3 BR$1,620 – $3,790▲$1,620 – $2,160
4 BR$2,030 – $4,620▲$1,690 – $2,750
5 BR$2,898▲—
6 BR$3,333▲—
7 BR$3,833▲—
8 BR$4,407▲—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.69ratio
FMR$1,050
Market$1,520
vs market-$470

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.74–0.77ratio range
Median FMR$1,075
Median Market$1,425
vs market-$350

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.77–0.80ratio range
Median FMR$1,105
Median Market$1,405
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.83ratio range
Median FMR$1,120
Median Market$1,350
vs market-$230

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 3 ZIPs
0.87–0.88ratio range
Median FMR$1,140
Median Market$1,310
vs market-$170

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 2 ZIPs
0.90–0.93ratio range
Median FMR$1,285
Median Market$1,405
vs market-$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 3 ZIPs
0.95–0.97ratio range
Median FMR$1,390
Median Market$1,440
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 4 ZIPs
0.98–1.01ratio range
Median FMR$1,125
Median Market$1,145
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 5 ZIPs
1.02–1.06ratio range
Median FMR$1,180
Median Market$1,120
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
Studio· 7 ZIPs
1.06–1.09ratio range
Median FMR$1,410
Median Market$1,330
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
Studio· 2 ZIPs
1.10–1.14ratio range
Median FMR$1,250
Median Market$1,115
vs market+$135

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 9 ZIPs
1.18–1.20ratio range
Median FMR$1,230
Median Market$1,040
vs market+$190

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

9
Studio· 2 ZIPs
1.22–1.23ratio range
Median FMR$1,695
Median Market$1,385
vs market+$310

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 1 ZIP
1.25ratio
FMR$1,190
Market$950
vs market+$240

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 1 ZIP
1.31ratio
FMR$1,090
Market$830
vs market+$260

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 4 ZIPs
1.35–1.47ratio range
Median FMR$1,460
Median Market$1,025
vs market+$435

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.69–1.47
1 BR
1 BR· 1 ZIP
0.70ratio
FMR$1,050
Market$1,490
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 2 ZIPs
0.73–0.77ratio range
Median FMR$995
Median Market$1,330
vs market-$335

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.78–0.80ratio range
Median FMR$1,190
Median Market$1,510
vs market-$320

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.83–0.85ratio range
Median FMR$1,030
Median Market$1,240
vs market-$210

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 14 ZIPs
0.86–0.89ratio range
Median FMR$1,230
Median Market$1,380
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

14
1 BR· 2 ZIPs
0.92–0.94ratio range
Median FMR$1,175
Median Market$1,265
vs market-$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 2 ZIPs
0.97ratio range
Median FMR$1,280
Median Market$1,325
vs market-$45

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 5 ZIPs
0.99–1.02ratio range
Median FMR$1,400
Median Market$1,390
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 3 ZIPs
1.05ratio range
Median FMR$1,230
Median Market$1,170
vs market+$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 7 ZIPs
1.07–1.10ratio range
Median FMR$1,590
Median Market$1,490
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
1 BR· 1 ZIP
1.12ratio
FMR$1,280
Market$1,140
vs market+$140

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 2 ZIPs
1.19–1.20ratio range
Median FMR$1,250
Median Market$1,045
vs market+$205

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 2 ZIPs
1.22–1.25ratio range
Median FMR$1,515
Median Market$1,230
vs market+$285

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 2 ZIPs
1.27–1.28ratio range
Median FMR$1,830
Median Market$1,435
vs market+$395

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.34ratio
FMR$1,880
Market$1,400
vs market+$480

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.70–1.34
2 BR
2 BR· 1 ZIP
0.75ratio
FMR$1,500
Market$2,010
vs market-$510

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.80–0.81ratio range
Median FMR$1,280
Median Market$1,610
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 2 ZIPs
0.83–0.84ratio range
Median FMR$1,300
Median Market$1,555
vs market-$255

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 3 ZIPs
0.87ratio range
Median FMR$1,250
Median Market$1,440
vs market-$190

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 6 ZIPs
0.91–0.94ratio range
Median FMR$1,295
Median Market$1,415
vs market-$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
2 BR· 5 ZIPs
0.95–0.98ratio range
Median FMR$1,450
Median Market$1,490
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 11 ZIPs
0.99–1.00ratio range
Median FMR$1,500
Median Market$1,500
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

11
2 BR· 5 ZIPs
1.03–1.06ratio range
Median FMR$1,720
Median Market$1,640
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 4 ZIPs
1.06–1.08ratio range
Median FMR$1,590
Median Market$1,490
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 4 ZIPs
1.10–1.15ratio range
Median FMR$1,755
Median Market$1,555
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 2 ZIPs
1.16–1.19ratio range
Median FMR$2,095
Median Market$1,790
vs market+$305

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.22ratio
FMR$1,850
Market$1,520
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.29ratio
FMR$1,840
Market$1,430
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 2 ZIPs
1.40–1.44ratio range
Median FMR$2,610
Median Market$1,840
vs market+$770

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.75–1.44
3 BR
3 BR· 3 ZIPs
0.86–0.89ratio range
Median FMR$1,700
Median Market$1,920
vs market-$220

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 4 ZIPs
0.90–0.93ratio range
Median FMR$1,670
Median Market$1,830
vs market-$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 3 ZIPs
0.97–0.98ratio range
Median FMR$1,690
Median Market$1,740
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 7 ZIPs
0.99–1.01ratio range
Median FMR$1,850
Median Market$1,860
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
3 BR· 5 ZIPs
1.03–1.05ratio range
Median FMR$2,030
Median Market$1,980
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
3 BR· 1 ZIP
1.07ratio
FMR$1,960
Market$1,830
vs market+$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 10 ZIPs
1.11–1.13ratio range
Median FMR$2,030
Median Market$1,800
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

10
3 BR· 4 ZIPs
1.15–1.17ratio range
Median FMR$2,205
Median Market$1,890
vs market+$315

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 2 ZIPs
1.20–1.21ratio range
Median FMR$2,285
Median Market$1,890
vs market+$395

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.25ratio
FMR$2,490
Market$1,990
vs market+$500

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 3 ZIPs
1.30–1.34ratio range
Median FMR$2,500
Median Market$1,920
vs market+$580

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 7 ZIPs
1.36–1.75ratio range
Median FMR$2,990
Median Market$2,040
vs market+$950

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

7
0.86–1.75
4 BR
4 BR· 1 ZIP
0.94ratio
FMR$2,110
Market$2,250
vs market-$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
0.95–0.96ratio range
Median FMR$2,125
Median Market$2,235
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 4 ZIPs
0.99–1.02ratio range
Median FMR$2,075
Median Market$2,075
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 7 ZIPs
1.02–1.06ratio range
Median FMR$2,350
Median Market$2,270
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
4 BR· 3 ZIPs
1.08–1.10ratio range
Median FMR$2,440
Median Market$2,220
vs market+$220

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 5 ZIPs
1.11–1.15ratio range
Median FMR$2,300
Median Market$2,080
vs market+$220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

5
4 BR· 10 ZIPs
1.15–1.17ratio range
Median FMR$2,520
Median Market$2,190
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

10
4 BR· 5 ZIPs
1.20–1.24ratio range
Median FMR$2,600
Median Market$2,160
vs market+$440

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

5
4 BR· 3 ZIPs
1.27–1.29ratio range
Median FMR$2,820
Median Market$2,220
vs market+$600

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 10 ZIPs
1.36–1.84ratio range
Median FMR$3,285
Median Market$2,130
vs market+$1,155

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

10
0.94–1.84
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for Polk County, FL (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geos
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