33812
ZIPSAFMR
Polk County, FL
BRFMR
Eff. Rent
0 BR$1,510$1,260
1 BR$1,510$1,240
2 BR$1,840$1,430
3 BR$2,490$1,990
4 BR$3,090$2,510
5 BR$3,553
6 BR$4,087
7 BR$4,700
8 BR$5,404

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.20ratio
FMR$1,510
Market$1,260
vs market+$250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.20
1 BR
1 BR
1.22ratio
FMR$1,510
Market$1,240
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.22
2 BR
2 BR
1.29ratio
FMR$1,840
Market$1,430
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.29
3 BR
3 BR
1.25ratio
FMR$2,490
Market$1,990
vs market+$500

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.25
4 BR
4 BR
1.23ratio
FMR$3,090
Market$2,510
vs market+$580

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.23
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$211,507
Rent
$1,840
Down payment
$42,301
Loan
$169,205
Mortgage
$1,069
Expenses
$571
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33812 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.