33830
ZIPSAFMR
Polk County, FL
BRFMR
Eff. Rent
0 BR$1,020$1,030
1 BR$1,030$1,110
2 BR$1,250$1,370
3 BR$1,690$1,780
4 BR$2,100$2,180
5 BR$2,415
6 BR$2,777
7 BR$3,194
8 BR$3,673

Purchase Price Calculator

Maximum purchase price
$141,665

Cost breakdown

+Likely effective rent$1,370
HUD FMR$1,250
Market rent$1,440
Est. payment standard (110%)Used$1,370
Estimated payment standard is $1,370 (110% of FMR).
-Principal and interest-$716
Loan amount$113,332
Down payment$28,333
Rate6.50%
Term30 years
-Operating costs-$454
Property taxes-$142
Insurance-$175
Utilities$0
HOA$0
Management-$137
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$22,153(78.2% ROI)
Projected value
$152,558
Current value$141,665
Return breakdown
Property appreciation+$10,893
Loan principal paid down+$4,060
Rental cash flow+$7,200
5-year hold
+$37,857(133.6% ROI)
Projected value
$160,281
Current value$141,665
Return breakdown
Property appreciation+$18,616
Loan principal paid down+$7,241
Rental cash flow+$12,000
10-year hold
+$80,932(285.6% ROI)
Projected value
$181,343
Current value$141,665
Return breakdown
Property appreciation+$39,678
Loan principal paid down+$17,254
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.98ratio
FMR$1,020
Market$1,040
vs market-$20

FMR is near market; voucher and private rents are aligned.

90% standard$918 / 0.88 ratio110% standard$1,122 / 1.08 ratio
0.98
1 BR
1 BR
0.89ratio
FMR$1,030
Market$1,160
vs market-$130

FMR is below market; voucher rent may lag private rents.

90% standard$927 / 0.80 ratio110% standard$1,133 / 0.98 ratio
0.89
2 BR
2 BR
0.87ratio
FMR$1,250
Market$1,440
vs market-$190

FMR is below market; voucher rent may lag private rents.

90% standard$1,125 / 0.78 ratio110% standard$1,375 / 0.95 ratio
0.87
3 BR
3 BR
0.92ratio
FMR$1,690
Market$1,830
vs market-$140

FMR is near market; voucher and private rents are aligned.

90% standard$1,521 / 0.83 ratio110% standard$1,859 / 1.02 ratio
0.92
4 BR
4 BR
0.95ratio
FMR$2,100
Market$2,220
vs market-$120

FMR is near market; voucher and private rents are aligned.

90% standard$1,890 / 0.85 ratio110% standard$2,310 / 1.04 ratio
0.95
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 33830 (FL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

33830 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 33830 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,250 and the 4 bedroom fair market rent is $2,100.

Use this page for searches like 33830 FMR, 33830 fair market rent, and 33830 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 33830
Bedroom sizeHUD FMR
Studio$1,020
1 bedroom$1,030
2 bedroom$1,250
3 bedroom$1,690
4 bedroom$2,100