36201
ZIPSAFMR
Calhoun County, AL
BRFMR
Eff. Rent
0 BR$670$580
1 BR$680$600
2 BR$860$780
3 BR$1,170$1,000
4 BR$1,260$1,330
5 BR$1,449
6 BR$1,666
7 BR$1,916
8 BR$2,204

Purchase Price Calculator

Maximum purchase price
$53,991

Cost breakdown

+Likely effective rent$780
HUD FMR$860
Market rentUsed$780
Est. payment standard (94%)$810
Market rent is below the inferred standard ($810, 94% of FMR).
-Principal and interest-$273
Loan amount$43,193
Down payment$10,798
Rate6.50%
Term30 years
-Operating costs-$307
Property taxes-$54
Insurance-$175
Utilities$0
HOA$0
Management-$78
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$12,899(119.5% ROI)
Projected value
$58,143
Current value$53,991
Return breakdown
Property appreciation+$4,151
Loan principal paid down+$1,547
Rental cash flow+$7,200
5-year hold
+$21,854(202.4% ROI)
Projected value
$61,086
Current value$53,991
Return breakdown
Property appreciation+$7,095
Loan principal paid down+$2,760
Rental cash flow+$12,000
10-year hold
+$45,698(423.2% ROI)
Projected value
$69,113
Current value$53,991
Return breakdown
Property appreciation+$15,122
Loan principal paid down+$6,576
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.16ratio
FMR$670
Market$580
vs market+$90

FMR is above market; underwrite to market rent.

90% standard$603 / 1.04 ratio110% standard$737 / 1.27 ratio
1.16
1 BR
1 BR
1.13ratio
FMR$680
Market$600
vs market+$80

FMR is above market; underwrite to market rent.

90% standard$612 / 1.02 ratio110% standard$748 / 1.25 ratio
1.13
2 BR
2 BR
1.10ratio
FMR$860
Market$780
vs market+$80

FMR is above market; underwrite to market rent.

90% standard$774 / 0.99 ratio110% standard$946 / 1.21 ratio
1.10
3 BR
3 BR
1.17ratio
FMR$1,170
Market$1,000
vs market+$170

FMR is above market; underwrite to market rent.

90% standard$1,053 / 1.05 ratio110% standard$1,287 / 1.29 ratio
1.17
4 BR
4 BR
0.92ratio
FMR$1,260
Market$1,370
vs market-$110

FMR is near market; voucher and private rents are aligned.

90% standard$1,134 / 0.83 ratio110% standard$1,386 / 1.01 ratio
0.92
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 36201 (AL) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

36201 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 36201 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $860 and the 4 bedroom fair market rent is $1,260.

Use this page for searches like 36201 FMR, 36201 fair market rent, and 36201 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 36201
Bedroom sizeHUD FMR
Studio$670
1 bedroom$680
2 bedroom$860
3 bedroom$1,170
4 bedroom$1,260