37013
ZIPSAFMR
Davidson County, TN
BRFMR
Eff. Rent
0 BR$1,630$1,340
1 BR$1,710$1,550
2 BR$1,870$1,870
3 BR$2,390$1,960
4 BR$2,910$2,320
5 BR$3,346
6 BR$3,848
7 BR$4,426
8 BR$5,090

Purchase Price Calculator

Maximum purchase price
$215,965

Cost breakdown

+Likely effective rent$1,870
HUD FMR$1,870
Market rent$1,870
Est. payment standard (100%)Used$1,870
Estimated payment standard is $1,870 (100% of FMR).
-Principal and interest-$1,092
Loan amount$172,772
Down payment$43,193
Rate6.50%
Term30 years
-Operating costs-$578
Property taxes-$216
Insurance-$175
Utilities$0
HOA$0
Management-$187
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$29,996(69.4% ROI)
Projected value
$232,570
Current value$215,965
Return breakdown
Property appreciation+$16,606
Loan principal paid down+$6,190
Rental cash flow+$7,200
5-year hold
+$51,418(119.0% ROI)
Projected value
$244,344
Current value$215,965
Return breakdown
Property appreciation+$28,380
Loan principal paid down+$11,038
Rental cash flow+$12,000
10-year hold
+$110,791(256.5% ROI)
Projected value
$276,453
Current value$215,965
Return breakdown
Property appreciation+$60,488
Loan principal paid down+$26,303
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.22ratio
FMR$1,630
Market$1,340
vs market+$290

FMR is above market; underwrite to market rent.

90% standard$1,467 / 1.09 ratio110% standard$1,793 / 1.34 ratio
1.22
1 BR
1 BR
1.10ratio
FMR$1,710
Market$1,550
vs market+$160

FMR is above market; underwrite to market rent.

90% standard$1,539 / 0.99 ratio110% standard$1,881 / 1.21 ratio
1.10
2 BR
2 BR
1.00ratio
FMR$1,870
Market$1,870
vs market+$0

FMR is near market; voucher and private rents are aligned.

90% standard$1,683 / 0.90 ratio110% standard$2,057 / 1.10 ratio
1.00
3 BR
3 BR
1.22ratio
FMR$2,390
Market$1,960
vs market+$430

FMR is above market; underwrite to market rent.

90% standard$2,151 / 1.10 ratio110% standard$2,629 / 1.34 ratio
1.22
4 BR
4 BR
1.25ratio
FMR$2,910
Market$2,320
vs market+$590

FMR is above market; underwrite to market rent.

90% standard$2,619 / 1.13 ratio110% standard$3,201 / 1.38 ratio
1.25
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 37013 (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

37013 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 37013 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,870 and the 4 bedroom fair market rent is $2,910.

Use this page for searches like 37013 FMR, 37013 fair market rent, and 37013 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 37013
Bedroom sizeHUD FMR
Studio$1,630
1 bedroom$1,710
2 bedroom$1,870
3 bedroom$2,390
4 bedroom$2,910