37048
ZIPSAFMR
Sumner County, TN
BRFMR
Eff. Rent
0 BR$1,150$1,150
1 BR$1,170$1,170
2 BR$1,320$1,320
3 BR$1,660$1,660
4 BR$2,020$2,020
5 BR$2,323
6 BR$2,671
7 BR$3,072
8 BR$3,533

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.54ratio
FMR$1,150
Market$2,120
vs market-$970

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.54
1 BR
1 BR
0.57ratio
FMR$1,170
Market$2,060
vs market-$890

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.57
2 BR
2 BR
0.63ratio
FMR$1,320
Market$2,100
vs market-$780

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.63
3 BR
3 BR
0.74ratio
FMR$1,660
Market$2,250
vs market-$590

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.74
4 BR
4 BR
0.73ratio
FMR$2,020
Market$2,780
vs market-$760

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.73
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$134,235
Rent
$1,320
Down payment
$26,847
Loan
$107,388
Mortgage
$679
Expenses
$441
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 37048 (TN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.