40209
ZIPSAFMR
Jefferson County, KY
BRFMR
Eff. Rent
0 BR$870$870
1 BR$950$950
2 BR$1,150$1,150
3 BR$1,470$1,450
4 BR$1,710$1,710
5 BR$1,966
6 BR$2,261
7 BR$2,601
8 BR$2,991

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.85ratio
FMR$870
Market$1,020
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
1 BR
1 BR
0.83ratio
FMR$950
Market$1,140
vs market-$190

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.83
2 BR
2 BR
0.95ratio
FMR$1,150
Market$1,210
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
3 BR
3 BR
1.01ratio
FMR$1,470
Market$1,450
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.01
4 BR
4 BR
0.85ratio
FMR$1,710
Market$2,020
vs market-$310

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.85
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$108,973
Rent
$1,150
Down payment
$21,795
Loan
$87,178
Mortgage
$551
Expenses
$399
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 40209 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.