KY/Jefferson County/LOUISVILLE
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LOUISVILLE, KY
CitySAFMR
Jefferson County
Found 57 ZIPs
Zillow
BRFMR
Eff. Rent
0 BR$820 – $1,380▼$620 – $1,380
1 BR$890 – $1,490▼$890 – $1,370
2 BR$1,080 – $1,800▼$960 – $1,800
3 BR$1,390 – $2,300▼$1,200 – $2,210
4 BR$1,610 – $2,680▼$1,290 – $2,670
5 BR$2,208▼—
6 BR$2,539▼—
7 BR$2,920▼—
8 BR$3,358▼—

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.74ratio
FMR$1,030
Market$1,400
vs market-$370

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 4 ZIPs
0.83–0.85ratio range
Median FMR$1,020
Median Market$1,210
vs market-$190

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 4 ZIPs
0.87–0.90ratio range
Median FMR$960
Median Market$1,085
vs market-$125

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 4 ZIPs
0.90–0.93ratio range
Median FMR$1,025
Median Market$1,105
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 6 ZIPs
0.94–0.98ratio range
Median FMR$885
Median Market$920
vs market-$35

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 1 ZIP
0.99ratio
FMR$1,380
Market$1,390
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 2 ZIPs
1.04–1.06ratio range
Median FMR$1,105
Median Market$1,055
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 4 ZIPs
1.07–1.08ratio range
Median FMR$1,020
Median Market$950
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 21 ZIPs
1.10–1.13ratio range
Median FMR$980
Median Market$890
vs market+$90

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

21
Studio· 1 ZIP
1.17ratio
FMR$1,030
Market$880
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 1 ZIP
1.25ratio
FMR$1,060
Market$850
vs market+$210

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 1 ZIP
1.35ratio
FMR$840
Market$620
vs market+$220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.74–1.35
1 BR
1 BR· 1 ZIP
0.73ratio
FMR$1,180
Market$1,620
vs market-$440

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.77ratio
FMR$940
Market$1,220
vs market-$280

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.77ratio
FMR$890
Market$1,150
vs market-$260

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 4 ZIPs
0.82–0.85ratio range
Median FMR$1,025
Median Market$1,215
vs market-$190

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 3 ZIPs
0.87–0.89ratio range
Median FMR$1,210
Median Market$1,360
vs market-$150

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 24 ZIPs
0.91–0.94ratio range
Median FMR$1,060
Median Market$1,160
vs market-$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

24
1 BR· 8 ZIPs
0.94–0.98ratio range
Median FMR$1,205
Median Market$1,245
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 3 ZIPs
0.98–0.99ratio range
Median FMR$1,140
Median Market$1,150
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 3 ZIPs
1.02–1.05ratio range
Median FMR$1,070
Median Market$1,040
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.09ratio
FMR$1,490
Market$1,370
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 1 ZIP
1.27ratio
FMR$1,140
Market$900
vs market+$240

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.73–1.27
2 BR
2 BR· 1 ZIP
0.77ratio
FMR$1,140
Market$1,490
vs market-$350

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 1 ZIP
0.80ratio
FMR$1,290
Market$1,620
vs market-$330

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 4 ZIPs
0.84–0.86ratio range
Median FMR$1,390
Median Market$1,630
vs market-$240

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 8 ZIPs
0.86–0.90ratio range
Median FMR$1,375
Median Market$1,555
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

2 BR· 6 ZIPs
0.90–0.94ratio range
Median FMR$1,390
Median Market$1,515
vs market-$125

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 20 ZIPs
0.95–0.98ratio range
Median FMR$1,290
Median Market$1,320
vs market-$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

20
2 BR· 4 ZIPs
0.98–1.02ratio range
Median FMR$1,635
Median Market$1,635
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 2 ZIPs
1.03–1.04ratio range
Median FMR$1,430
Median Market$1,380
vs market+$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 1 ZIP
1.10ratio
FMR$1,100
Market$1,000
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 2 ZIPs
1.10–1.12ratio range
Median FMR$1,095
Median Market$985
vs market+$110

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 1 ZIP
1.20ratio
FMR$1,150
Market$960
vs market+$190

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.77–1.20
3 BR
3 BR· 2 ZIPs
0.84–0.85ratio range
Median FMR$1,480
Median Market$1,745
vs market-$265

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 10 ZIPs
0.86–0.90ratio range
Median FMR$1,715
Median Market$1,965
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 2 ZIPs
0.91–0.94ratio range
Median FMR$1,865
Median Market$2,015
vs market-$150

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 24 ZIPs
0.95–0.97ratio range
Median FMR$1,650
Median Market$1,710
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

24
3 BR· 4 ZIPs
0.99–1.01ratio range
Median FMR$1,925
Median Market$1,940
vs market-$15

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.03–1.04ratio range
Median FMR$2,040
Median Market$1,965
vs market+$75

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.08–1.09ratio range
Median FMR$1,800
Median Market$1,660
vs market+$140

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.10–1.15ratio range
Median FMR$1,400
Median Market$1,245
vs market+$155

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.17ratio
FMR$1,420
Market$1,210
vs market+$210

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.23ratio
FMR$1,470
Market$1,200
vs market+$270

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.84–1.23
4 BR
4 BR· 2 ZIPs
0.79ratio range
Median FMR$1,840
Median Market$2,330
vs market-$490

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 7 ZIPs
0.82–0.85ratio range
Median FMR$2,080
Median Market$2,500
vs market-$420

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 23 ZIPs
0.87–0.90ratio range
Median FMR$1,920
Median Market$2,140
vs market-$220

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

23
4 BR· 4 ZIPs
0.90–0.92ratio range
Median FMR$1,840
Median Market$2,015
vs market-$175

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
0.98ratio
FMR$2,170
Market$2,220
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 5 ZIPs
0.98–1.01ratio range
Median FMR$2,380
Median Market$2,350
vs market+$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 2 ZIPs
1.05ratio range
Median FMR$2,245
Median Market$2,140
vs market+$105

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 3 ZIPs
1.09–1.10ratio range
Median FMR$1,810
Median Market$1,650
vs market+$160

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 1 ZIP
1.12ratio
FMR$1,650
Market$1,470
vs market+$180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.17ratio
FMR$1,710
Market$1,460
vs market+$250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.25ratio
FMR$1,610
Market$1,290
vs market+$320

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.79–1.25
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for LOUISVILLE, KY (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

What is FMR?What is SAFMR?Data sourcesIncomplete geosView county page
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