40245
ZIPSAFMR
Jefferson County, KY
BRFMR
Eff. Rent
0 BR$1,380$1,380
1 BR$1,490$1,370
2 BR$1,800$1,800
3 BR$2,300$2,210
4 BR$2,680$2,670
5 BR$3,082
6 BR$3,544
7 BR$4,076
8 BR$4,687

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.99ratio
FMR$1,380
Market$1,390
vs market-$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
1 BR
1 BR
1.09ratio
FMR$1,490
Market$1,370
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
2 BR
2 BR
0.99ratio
FMR$1,800
Market$1,820
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.99
3 BR
3 BR
1.04ratio
FMR$2,300
Market$2,210
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.04
4 BR
4 BR
1.00ratio
FMR$2,680
Market$2,670
vs market+$10

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
0.700.800.901.001.101.201.30aligned range

Voucher rents are well-aligned with market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$205,563
Rent
$1,800
Down payment
$41,113
Loan
$164,450
Mortgage
$1,039
Expenses
$561
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 40245 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.