40250
ZIPSAFMR
Jefferson County, KY
BRFMR
Eff. Rent
0 BR$980$890
1 BR$1,060$1,130
2 BR$1,290$1,310
3 BR$1,650$1,690
4 BR$1,920$2,060
5 BR$2,208
6 BR$2,539
7 BR$2,920
8 BR$3,358

Purchase Price Calculator

Maximum purchase price
$132,749

Cost breakdown

+Likely effective rent$1,310
HUD FMR$1,290
Market rent$1,320
Est. payment standard (102%)Used$1,310
Estimated payment standard is $1,310 (102% of FMR).
-Principal and interest-$671
Loan amount$106,199
Down payment$26,550
Rate6.50%
Term30 years
-Operating costs-$439
Property taxes-$133
Insurance-$175
Utilities$0
HOA$0
Management-$131
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$21,212(79.9% ROI)
Projected value
$142,956
Current value$132,749
Return breakdown
Property appreciation+$10,207
Loan principal paid down+$3,805
Rental cash flow+$7,200
5-year hold
+$36,229(136.5% ROI)
Projected value
$150,193
Current value$132,749
Return breakdown
Property appreciation+$17,444
Loan principal paid down+$6,785
Rental cash flow+$12,000
10-year hold
+$77,349(291.3% ROI)
Projected value
$169,930
Current value$132,749
Return breakdown
Property appreciation+$37,181
Loan principal paid down+$16,168
Rental cash flow+$24,000

Upgrade to access AI-powered research tools

Upgrade

Rolodex

Upgrade to access AI-powered research tools

Upgrade

Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
1.10ratio
FMR$980
Market$890
vs market+$90

FMR is above market; underwrite to market rent.

90% standard$882 / 0.99 ratio110% standard$1,078 / 1.21 ratio
1.10
1 BR
1 BR
0.91ratio
FMR$1,060
Market$1,160
vs market-$100

FMR is near market; voucher and private rents are aligned.

90% standard$954 / 0.82 ratio110% standard$1,166 / 1.01 ratio
0.91
2 BR
2 BR
0.98ratio
FMR$1,290
Market$1,320
vs market-$30

FMR is near market; voucher and private rents are aligned.

90% standard$1,161 / 0.88 ratio110% standard$1,419 / 1.08 ratio
0.98
3 BR
3 BR
0.96ratio
FMR$1,650
Market$1,710
vs market-$60

FMR is near market; voucher and private rents are aligned.

90% standard$1,485 / 0.87 ratio110% standard$1,815 / 1.06 ratio
0.96
4 BR
4 BR
0.90ratio
FMR$1,920
Market$2,140
vs market-$220

FMR is below market; voucher rent may lag private rents.

90% standard$1,728 / 0.81 ratio110% standard$2,112 / 0.99 ratio
0.90
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 40250 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

40250 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 40250 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,290 and the 4 bedroom fair market rent is $1,920.

Use this page for searches like 40250 FMR, 40250 fair market rent, and 40250 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 40250
Bedroom sizeHUD FMR
Studio$980
1 bedroom$1,060
2 bedroom$1,290
3 bedroom$1,650
4 bedroom$1,920