40214
ZIPSAFMR
Jefferson County, KY
BRFMR
Eff. Rent
0 BR$900$900
1 BR$970$970
2 BR$1,180$1,180
3 BR$1,510$1,510
4 BR$1,750$1,750
5 BR$2,012
6 BR$2,314
7 BR$2,662
8 BR$3,061

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.95ratio
FMR$900
Market$950
vs market-$50

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
1 BR
1 BR
0.94ratio
FMR$970
Market$1,030
vs market-$60

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.94
2 BR
2 BR
0.98ratio
FMR$1,180
Market$1,200
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.98
3 BR
3 BR
0.88ratio
FMR$1,510
Market$1,710
vs market-$200

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.88
4 BR
4 BR
0.90ratio
FMR$1,750
Market$1,940
vs market-$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.90
0.700.800.901.001.101.201.30aligned range

Voucher rents are below market for smaller unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$113,431
Rent
$1,180
Down payment
$22,686
Loan
$90,745
Mortgage
$574
Expenses
$406
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 40214 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.