41025
ZIPSAFMR
Boone County, KY
BRFMR
Eff. Rent
0 BR$1,090$1,140
1 BR$1,200$1,210
2 BR$1,540$1,570
3 BR$2,030$1,850
4 BR$2,250$1,930
5 BR$2,588
6 BR$2,976
7 BR$3,422
8 BR$3,935

Purchase Price Calculator

Maximum purchase price
$171,385

Cost breakdown

+Likely effective rent$1,570
HUD FMR$1,540
Market rent$1,580
Est. payment standard (102%)Used$1,570
Estimated payment standard is $1,570 (102% of FMR).
-Principal and interest-$867
Loan amount$137,108
Down payment$34,277
Rate6.50%
Term30 years
-Operating costs-$503
Property taxes-$171
Insurance-$175
Utilities$0
HOA$0
Management-$157
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$25,290(73.8% ROI)
Projected value
$184,563
Current value$171,385
Return breakdown
Property appreciation+$13,178
Loan principal paid down+$4,912
Rental cash flow+$7,200
5-year hold
+$43,281(126.3% ROI)
Projected value
$193,906
Current value$171,385
Return breakdown
Property appreciation+$22,521
Loan principal paid down+$8,760
Rental cash flow+$12,000
10-year hold
+$92,875(271.0% ROI)
Projected value
$219,387
Current value$171,385
Return breakdown
Property appreciation+$48,002
Loan principal paid down+$20,873
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.94ratio
FMR$1,090
Market$1,160
vs market-$70

FMR is near market; voucher and private rents are aligned.

90% standard$981 / 0.85 ratio110% standard$1,199 / 1.03 ratio
0.94
1 BR
1 BR
0.99ratio
FMR$1,200
Market$1,210
vs market-$10

FMR is near market; voucher and private rents are aligned.

90% standard$1,080 / 0.89 ratio110% standard$1,320 / 1.09 ratio
0.99
2 BR
2 BR
0.97ratio
FMR$1,540
Market$1,580
vs market-$40

FMR is near market; voucher and private rents are aligned.

90% standard$1,386 / 0.88 ratio110% standard$1,694 / 1.07 ratio
0.97
3 BR
3 BR
1.10ratio
FMR$2,030
Market$1,850
vs market+$180

FMR is near market; voucher and private rents are aligned.

90% standard$1,827 / 0.99 ratio110% standard$2,233 / 1.21 ratio
1.10
4 BR
4 BR
1.17ratio
FMR$2,250
Market$1,930
vs market+$320

FMR is above market; underwrite to market rent.

90% standard$2,025 / 1.05 ratio110% standard$2,475 / 1.28 ratio
1.17
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 41025 (KY) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

41025 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 41025 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $1,540 and the 4 bedroom fair market rent is $2,250.

Use this page for searches like 41025 FMR, 41025 fair market rent, and 41025 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 41025
Bedroom sizeHUD FMR
Studio$1,090
1 bedroom$1,200
2 bedroom$1,540
3 bedroom$2,030
4 bedroom$2,250