45410
ZIPSAFMR
Montgomery County, OH
BRFMR
Eff. Rent
0 BR$910$690
1 BR$990$820
2 BR$1,250$1,060
3 BR$1,620$1,170
4 BR$1,780$1,400
5 BR$2,047
6 BR$2,354
7 BR$2,707
8 BR$3,113

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.32ratio
FMR$910
Market$690
vs market+$220

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.32
1 BR
1 BR
1.21ratio
FMR$990
Market$820
vs market+$170

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.21
2 BR
2 BR
1.18ratio
FMR$1,250
Market$1,060
vs market+$190

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.18
3 BR
3 BR
1.38ratio
FMR$1,620
Market$1,170
vs market+$450

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.38
4 BR
4 BR
1.27ratio
FMR$1,780
Market$1,400
vs market+$380

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.27
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents across all bedroom sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$123,833
Rent
$1,250
Down payment
$24,767
Loan
$99,066
Mortgage
$626
Expenses
$424
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 45410 (OH) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.