48023
ZIPSAFMR
St. Clair County, MI
BRFMR
Eff. Rent
0 BR$1,090$1,020
1 BR$1,210$1,090
2 BR$1,520$1,420
3 BR$1,860$1,560
4 BR$2,010$1,760
5 BR$2,312
6 BR$2,658
7 BR$3,057
8 BR$3,516

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.07ratio
FMR$1,090
Market$1,020
vs market+$70

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
1 BR
1 BR
1.11ratio
FMR$1,210
Market$1,090
vs market+$120

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.11
2 BR
2 BR
1.07ratio
FMR$1,520
Market$1,420
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.07
3 BR
3 BR
1.19ratio
FMR$1,860
Market$1,560
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.19
4 BR
4 BR
1.14ratio
FMR$2,010
Market$1,760
vs market+$250

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.14
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$163,955
Rent
$1,520
Down payment
$32,791
Loan
$131,164
Mortgage
$829
Expenses
$491
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 48023 (MI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.