48145
ZIPSAFMR
Monroe County, MI
BRFMR
Eff. Rent
0 BR$990$990
1 BR$1,090$1,090
2 BR$1,430$1,250
3 BR$1,730$1,440
4 BR$2,320$1,510
5 BR$2,668
6 BR$3,068
7 BR$3,528
8 BR$4,058

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
0.93ratio
FMR$990
Market$1,070
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.93
1 BR
1 BR
0.96ratio
FMR$1,090
Market$1,130
vs market-$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.96
2 BR
2 BR
1.14ratio
FMR$1,430
Market$1,250
vs market+$180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.14
3 BR
3 BR
1.20ratio
FMR$1,730
Market$1,440
vs market+$290

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.20
4 BR
4 BR
1.54ratio
FMR$2,320
Market$1,510
vs market+$810

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.54
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$150,581
Rent
$1,430
Down payment
$30,116
Loan
$120,465
Mortgage
$761
Expenses
$469
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 48145 (MI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.