54848
ZIPSAFMR
Rusk County, WI
BRFMR
Eff. Rent
0 BR$740$810
1 BR$740$810
2 BR$970$950
3 BR$1,200$1,010
4 BR$1,290$1,080
5 BR$1,483
6 BR$1,706
7 BR$1,962
8 BR$2,256

Purchase Price Calculator

Maximum purchase price
$79,253

Cost breakdown

+Likely effective rent$950
HUD FMR$970
Market rentUsed$950
Est. payment standard (99%)$960
Market rent is below the inferred standard ($960, 99% of FMR).
-Principal and interest-$401
Loan amount$63,402
Down payment$15,851
Rate6.50%
Term30 years
-Operating costs-$349
Property taxes-$79
Insurance-$175
Utilities$0
HOA$0
Management-$95
=Target cash flow+$200
Calculation mode

Hold period projections

Annual appreciation rate
3-year hold
+$15,565(98.2% ROI)
Projected value
$85,347
Current value$79,253
Return breakdown
Property appreciation+$6,094
Loan principal paid down+$2,272
Rental cash flow+$7,200
5-year hold
+$26,465(167.0% ROI)
Projected value
$89,668
Current value$79,253
Return breakdown
Property appreciation+$10,415
Loan principal paid down+$4,051
Rental cash flow+$12,000
10-year hold
+$55,850(352.4% ROI)
Projected value
$101,451
Current value$79,253
Return breakdown
Property appreciation+$22,198
Loan principal paid down+$9,652
Rental cash flow+$24,000

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Market Alignment

FMR / market rent by bedroom; grey wings show the 90-110% payment-standard spread.

Studio
Studio
0.82ratio
FMR$740
Market$900
vs market-$160

FMR is below market; voucher rent may lag private rents.

90% standard$666 / 0.74 ratio110% standard$814 / 0.90 ratio
0.82
1 BR
1 BR
0.81ratio
FMR$740
Market$910
vs market-$170

FMR is below market; voucher rent may lag private rents.

90% standard$666 / 0.73 ratio110% standard$814 / 0.89 ratio
0.81
2 BR
2 BR
1.02ratio
FMR$970
Market$950
vs market+$20

FMR is near market; voucher and private rents are aligned.

90% standard$873 / 0.92 ratio110% standard$1,067 / 1.12 ratio
1.02
3 BR
3 BR
1.19ratio
FMR$1,200
Market$1,010
vs market+$190

FMR is above market; underwrite to market rent.

90% standard$1,080 / 1.07 ratio110% standard$1,320 / 1.31 ratio
1.19
4 BR
4 BR
1.19ratio
FMR$1,290
Market$1,080
vs market+$210

FMR is above market; underwrite to market rent.

90% standard$1,161 / 1.07 ratio110% standard$1,419 / 1.31 ratio
1.19
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Historical
FY 2022-2026

Data freshness

FMR
FY2026
Market rent
last ~365 days
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 54848 (WI) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.

54848 fair market rent and Section 8 rent limits

The FY 2026 HUD Small Area Fair Market Rent (SAFMR) page for 54848 shows monthly rent limits by bedroom size for Housing Choice Voucher and Section 8 comparisons. The 2 bedroom fair market rent is $970 and the 4 bedroom fair market rent is $1,290.

Use this page for searches like 54848 FMR, 54848 fair market rent, and 54848 Section 8 payment standards. Local housing authorities can set payment standards above or below published HUD FMR, so confirm program rules before underwriting a property.

FY 2026 Fair Market Rent by bedroom size for 54848
Bedroom sizeHUD FMR
Studio$740
1 bedroom$740
2 bedroom$970
3 bedroom$1,200
4 bedroom$1,290