FMR is below market; voucher rent may lag private rents.
0.81
1 BR
1 BR- 54848
0.86ratio
FMR$780
Market$910
vs market-$130
FMR is below market; voucher rent may lag private rents.
0.86
2 BR
2 BR- 54848
1.06ratio
FMR$1,010
Market$950
vs market+$60
FMR is near market; voucher and private rents are aligned.
1.06
3 BR
3 BR- 54848
1.30ratio
FMR$1,310
Market$1,010
vs market+$300
FMR is above market; underwrite to market rent.
1.30
4 BR
4 BR- 54848
1.24ratio
FMR$1,340
Market$1,080
vs market+$260
FMR is above market; underwrite to market rent.
1.24
0.700.800.901.001.101.201.30aligned range
Historical
FY 2023-2027
FMR
FY2027
Market rent
last ~365 days
Property value
--
Tax rate
--
Mortgage rate
--
Ladysmith, WI fair market rent, FY 2027
For FY 2027, HUD's Small Area Fair Market Rent for a two-bedroom unit in Ladysmith, WI is $1,010 a month. That is up 4.1% from $970 in FY 2026. Ladysmith is in the Rusk County, WI non-metropolitan FMR area. HUD also publishes the ZIP-level Small Area FMRs shown here, but unless the local housing authority has adopted them, vouchers are based on the county-wide two-bedroom FMR of $1,014. The median county two-bedroom FMR in Wisconsin is $1,041, so Ladysmith is 3% below it.
FY 2027 rent by bedroom
FY 2027 fair market rent by bedroom for Ladysmith, WI
Bedrooms
FY 2026
FY 2027
Change
90–110% range
Studio
$740
$730
−1.4%
$657–$803
1BR
$740
$780
+5.4%
$702–$858
2BR
$970
$1,010
+4.1%
$909–$1,111
3BR
$1,200
$1,310
+9.2%
$1,179–$1,441
4BR
$1,290
$1,340
+3.9%
$1,206–$1,474
Fair market rent history, FY 2023–2027
Fair market rent by fiscal year for Ladysmith, WI
Fiscal year
Studio
1BR
2BR
3BR
4BR
FY 2027
$730
$780
$1,010
$1,310
$1,340
FY 2026
$740
$740
$970
$1,200
$1,290
FY 2025
$710
$710
$930
$1,120
$1,240
FY 2024area FMR
$635
$691
$905
$1,107
$1,247
FY 2023area FMR
$579
$628
$826
$1,031
$1,169
Marked years use a different HUD benchmark than FY 2027, so they are not a like-for-like change.
Questions about Ladysmith, WI rents
How much will Section 8 pay for a two-bedroom in Ladysmith, WI?
Housing authorities set voucher payment standards, normally between 90% and 110% of the FMR. With the county-wide two-bedroom FMR of $1,014, which applies unless the housing authority uses Small Area FMRs, that basic range is $913 to $1,115 a month; under the ZIP-level Small Area FMR of $1,010 it would be $909 to $1,111. The voucher pays the lower of the payment standard or the gross rent, minus the tenant's share, which is usually about 30% of adjusted monthly income. Confirm the local housing authority's current schedule before underwriting.
Which HUD fair market rent area is Ladysmith, WI in?
Ladysmith, WI is in the Rusk County, WI non-metropolitan FMR area. Small Area FMRs are optional here; the county-wide two-bedroom FMR is $1,014.
How much did fair market rent change in Ladysmith, WI for FY 2027?
The two-bedroom FMR rose 4.1%, from $970 in FY 2026 to $1,010 in FY 2027. Since FY 2025 it has risen 8.6%.
When do FY 2027 fair market rents take effect?
HUD's FY 2027 fair market rents took effect on October 1, 2026. When FMRs change, housing authorities generally have up to three months to bring payment standards back within 90% to 110% of the new FMR.
Source: HUD FY 2027 Small Area Fair Market Rents and area FMRs. Payment-standard ranges are 90% to 110% of FMR, HUD's basic range, not a housing authority's published schedule. How payment standards are set