55109
ZIPSAFMR
Ramsey County, MN
BRFMR
Eff. Rent
0 BR$1,180$1,020
1 BR$1,330$1,330
2 BR$1,620$1,620
3 BR$2,140$2,010
4 BR$2,400$2,280
5 BR$2,760
6 BR$3,174
7 BR$3,650
8 BR$4,198

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.16ratio
FMR$1,180
Market$1,020
vs market+$160

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.16
1 BR
1 BR
0.89ratio
FMR$1,330
Market$1,490
vs market-$160

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

0.89
2 BR
2 BR
0.95ratio
FMR$1,620
Market$1,700
vs market-$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.95
3 BR
3 BR
1.06ratio
FMR$2,140
Market$2,010
vs market+$130

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
4 BR
4 BR
1.05ratio
FMR$2,400
Market$2,280
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.05
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$178,815
Rent
$1,620
Down payment
$35,763
Loan
$143,052
Mortgage
$904
Expenses
$516
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 55109 (MN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.