MN/Ramsey County/SAINT PAUL
SAINT PAUL, MN
CitySAFMR
Ramsey County
Found 33 ZIPs
BRFMR
Eff. Rent
0 BR$1,100 – $1,690$900 – $1,690
1 BR$1,250 – $1,910$1,160 – $1,910
2 BR$1,520 – $2,320$1,370 – $2,150
3 BR$2,020 – $3,070$1,870 – $2,560
4 BR$2,270 – $3,440$2,010 – $3,200
5 BR$2,898
6 BR$3,333
7 BR$3,833
8 BR$4,407

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio· 1 ZIP
0.71ratio
FMR$1,690
Market$2,370
vs market-$680

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 1 ZIP
0.86ratio
FMR$1,100
Market$1,280
vs market-$180

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

Studio· 4 ZIPs
0.95–0.97ratio range
Median FMR$1,345
Median Market$1,400
vs market-$55

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
Studio· 7 ZIPs
0.98–1.02ratio range
Median FMR$1,160
Median Market$1,140
vs market+$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
Studio· 3 ZIPs
1.03–1.04ratio range
Median FMR$1,140
Median Market$1,100
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

Studio· 4 ZIPs
1.07–1.10ratio range
Median FMR$1,245
Median Market$1,145
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
Studio· 4 ZIPs
1.11–1.12ratio range
Median FMR$1,200
Median Market$1,075
vs market+$125

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4
Studio· 3 ZIPs
1.16–1.20ratio range
Median FMR$1,180
Median Market$1,020
vs market+$160

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 1 ZIP
1.22ratio
FMR$1,100
Market$900
vs market+$200

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 2 ZIPs
1.27–1.28ratio range
Median FMR$1,520
Median Market$1,195
vs market+$325

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

Studio· 1 ZIP
1.37ratio
FMR$1,420
Market$1,040
vs market+$380

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.71–1.37
1 BR
1 BR· 1 ZIP
0.81ratio
FMR$1,250
Market$1,550
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 1 ZIP
0.85ratio
FMR$1,250
Market$1,470
vs market-$220

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

1 BR· 4 ZIPs
0.89ratio range
Median FMR$1,375
Median Market$1,540
vs market-$165

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4
1 BR· 1 ZIP
0.93ratio
FMR$1,400
Market$1,500
vs market-$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1 BR· 8 ZIPs
0.95–0.98ratio range
Median FMR$1,320
Median Market$1,375
vs market-$55

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
1 BR· 4 ZIPs
1.00–1.02ratio range
Median FMR$1,410
Median Market$1,395
vs market+$15

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
1 BR· 4 ZIPs
1.02–1.04ratio range
Median FMR$1,460
Median Market$1,420
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
1 BR· 5 ZIPs
1.07–1.08ratio range
Median FMR$1,500
Median Market$1,390
vs market+$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
1 BR· 1 ZIP
1.16ratio
FMR$1,680
Market$1,450
vs market+$230

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.27ratio
FMR$1,610
Market$1,270
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1 BR· 1 ZIP
1.30ratio
FMR$1,770
Market$1,360
vs market+$410

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.81–1.30
2 BR
2 BR· 3 ZIPs
0.83ratio range
Median FMR$1,520
Median Market$1,840
vs market-$320

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3
2 BR· 5 ZIPs
0.86–0.89ratio range
Median FMR$1,600
Median Market$1,850
vs market-$250

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

5
2 BR· 4 ZIPs
0.90–0.94ratio range
Median FMR$1,755
Median Market$1,920
vs market-$165

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
2 BR· 4 ZIPs
0.95–0.98ratio range
Median FMR$1,760
Median Market$1,825
vs market-$65

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
2 BR· 3 ZIPs
0.98–1.00ratio range
Median FMR$1,820
Median Market$1,820
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3
2 BR· 2 ZIPs
1.04–1.06ratio range
Median FMR$1,620
Median Market$1,545
vs market+$75

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

2 BR· 4 ZIPs
1.06–1.09ratio range
Median FMR$1,845
Median Market$1,735
vs market+$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
2 BR· 2 ZIPs
1.11ratio range
Median FMR$1,545
Median Market$1,395
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 2 ZIPs
1.17–1.19ratio range
Median FMR$2,190
Median Market$1,850
vs market+$340

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

2 BR· 2 ZIPs
1.23ratio range
Median FMR$2,000
Median Market$1,625
vs market+$375

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.83–1.23
3 BR
3 BR· 3 ZIPs
0.87–0.89ratio range
Median FMR$2,020
Median Market$2,320
vs market-$300

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

3 BR· 1 ZIP
0.92ratio
FMR$2,080
Market$2,270
vs market-$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 4 ZIPs
0.95–0.97ratio range
Median FMR$2,020
Median Market$2,125
vs market-$105

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
3 BR· 8 ZIPs
0.98–1.01ratio range
Median FMR$2,225
Median Market$2,245
vs market-$20

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

8
3 BR· 7 ZIPs
1.03–1.05ratio range
Median FMR$2,340
Median Market$2,220
vs market+$120

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

7
3 BR· 2 ZIPs
1.06–1.09ratio range
Median FMR$2,215
Median Market$2,060
vs market+$155

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

3 BR· 2 ZIPs
1.18–1.20ratio range
Median FMR$2,830
Median Market$2,375
vs market+$455

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 3 ZIPs
1.21–1.23ratio range
Median FMR$2,850
Median Market$2,350
vs market+$500

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

3 BR· 1 ZIP
1.44ratio
FMR$2,700
Market$1,870
vs market+$830

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.87–1.44
4 BR
4 BR· 2 ZIPs
0.78–0.80ratio range
Median FMR$2,270
Median Market$2,870
vs market-$600

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.83ratio
FMR$2,270
Market$2,750
vs market-$480

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 2 ZIPs
0.87–0.90ratio range
Median FMR$2,490
Median Market$2,810
vs market-$320

FMR falls below market. Section 8 income will likely be below what private tenants pay in this area.

4 BR· 1 ZIP
0.93ratio
FMR$2,300
Market$2,470
vs market-$170

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4 BR· 5 ZIPs
0.95–0.97ratio range
Median FMR$2,330
Median Market$2,440
vs market-$110

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

5
4 BR· 6 ZIPs
0.98–1.02ratio range
Median FMR$2,540
Median Market$2,535
vs market+$5

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

6
4 BR· 4 ZIPs
1.02–1.05ratio range
Median FMR$2,385
Median Market$2,305
vs market+$80

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 4 ZIPs
1.06–1.08ratio range
Median FMR$2,800
Median Market$2,610
vs market+$190

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

4
4 BR· 4 ZIPs
1.11–1.14ratio range
Median FMR$3,040
Median Market$2,725
vs market+$315

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4
4 BR· 1 ZIP
1.16ratio
FMR$2,340
Market$2,010
vs market+$330

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

4 BR· 1 ZIP
1.47ratio
FMR$3,020
Market$2,050
vs market+$970

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

0.78–1.47
0.700.800.901.001.101.201.30aligned range

Voucher alignment varies significantly by bedroom size in this area.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

ZIP Codes

Ranked by Investment Score (vs area median)

About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for SAINT PAUL, MN (MN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.