55127
ZIPSAFMR
Ramsey County, MN
BRFMR
Eff. Rent
0 BR$1,410$1,260
1 BR$1,590$1,590
2 BR$1,940$1,940
3 BR$2,570$2,480
4 BR$2,870$2,570
5 BR$3,300
6 BR$3,796
7 BR$4,365
8 BR$5,020

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.12ratio
FMR$1,410
Market$1,260
vs market+$150

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.12
1 BR
1 BR
1.00ratio
FMR$1,590
Market$1,590
vs market+$0

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.00
2 BR
2 BR
0.98ratio
FMR$1,940
Market$1,970
vs market-$30

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

0.98
3 BR
3 BR
1.04ratio
FMR$2,570
Market$2,480
vs market+$90

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.04
4 BR
4 BR
1.12ratio
FMR$2,870
Market$2,570
vs market+$300

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.12
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$226,367
Rent
$1,940
Down payment
$45,273
Loan
$181,093
Mortgage
$1,145
Expenses
$595
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 55127 (MN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.