55108
ZIPSAFMR
Ramsey County, MN
BRFMR
Eff. Rent
0 BR$1,260$1,080
1 BR$1,420$1,380
2 BR$1,730$1,630
3 BR$2,290$2,110
4 BR$2,560$2,520
5 BR$2,944
6 BR$3,386
7 BR$3,893
8 BR$4,477

Market Alignment

How HUD fair market rents align with the state of the rental market.

Studio
Studio
1.17ratio
FMR$1,260
Market$1,080
vs market+$180

FMR exceeds market. Payment is likely to be capped due to rent reasonableness requirements in this area.

1.17
1 BR
1 BR
1.03ratio
FMR$1,420
Market$1,380
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.03
2 BR
2 BR
1.06ratio
FMR$1,730
Market$1,630
vs market+$100

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.06
3 BR
3 BR
1.09ratio
FMR$2,290
Market$2,110
vs market+$180

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.09
4 BR
4 BR
1.02ratio
FMR$2,560
Market$2,520
vs market+$40

FMR aligns with market rates. Payment is likely to be at or near the FMR in this area.

1.02
0.700.800.901.001.101.201.30aligned range

HUD benchmarks exceed market rents for larger unit sizes.

Bedroom curve

Historical
See FMR progression in recent years

Data indexed

FMR
FY2026
Market rent
last ~365 days

Purchase Price Calculator

Maximum purchase price
$195,161
Rent
$1,730
Down payment
$39,032
Loan
$156,129
Mortgage
$987
Expenses
$543
Market inputs
About this result(HUD FMR/SAFMR details)

This page shows HUD Fair Market Rent data for 55108 (MN) for FY 2026. Fair Market Rent (FMR) is a HUD benchmark used to determine payment standards for programs like the Housing Choice Voucher (Section 8) program.

Values are shown for 0–4 bedroom units. In some metro areas HUD publishes Small Area FMR (SAFMR) at the ZIP-code level; otherwise the county/metropolitan-area FMR applies. This result is labeled SAFMR based on HUD's designation for the area and the available data.

Tip: use these numbers as a starting point and confirm local program rules (payment standards may differ from HUD's published FMR). If you're comparing neighborhoods, SAFMR ZIP ranges can highlight variation within the same county.